Compare Today’s Refinance Rates for Mason City, Nebraska 68855
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Mason City, Nebraska 68855.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Mason City, Nebraska 68855. For 30-year amortization refinancing, you can expect lifetime cash savings of $2,819 or $8 per month in Mason City and other parts of Custer county.
Summary of Average Refinances in Mason City, Nebraska 68855
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Interactive Refinance Rate Projections for Mason City, Nebraska 68855
Pureloan has developed an interactive chart to monitor the five largest local lenders in Mason City, NE 68855, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Mason City, Nebraska 68855 from 2024 - 2016
The following historical data provides insights into refinancing trends in Mason City, Nebraska and the surrounding Custer county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 51.72% | 50.39% | 42.46% | 63.16% | 57.89% | 39.66% | 46.15% | 36.36% |
avg refi rate | 6.50% | 4.18% | 2.99% | 3.33% | 4.07% | 4.50% | 4.10% | 3.88% | 4.20% |
% 15 year fixed refinance | 31.03% | 29.30% | 37.43% | 28.95% | 21.05% | 41.38% | 38.46% | 49.09% | |
avg refi rate | 2.80% | 2.45% | 2.94% | 3.57% | 3.62% | 3.31% | 2.97% | 3.32% | |
Avg credit score | 765.00 | 733.57 | 754.01 | 755.85 | 753.61 | 729.16 | 750.79 | 756.40 | 745.51 |
Avg LTV (loan to value) | 23.00% | 64.50% | 66.52% | 69.96% | 72.89% | 72.63% | 66.33% | 64.82% | 70.98% |
Avg DTI (debt to income) | 41.00 | 33.40 | 31.90 | 31.51 | 33.61 | 30.32 | 31.53 | 31.33 | 31.25 |
Avg refinance insurance % | 3.78% | 2.62% | 3.30% | 4.47% | 5.47% | 2.84% | 2.89% | 3.09% |
Best Refinance Brokers around Mason City, Nebraska 68855
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Mason City, Nebraska 68855, we have compiled a list of top refinance brokers to assist you in the process.
Jeff Ingram
Consumer Lender
501 C St
Overton, NE 68855
(308) 987-2461
jingram@security1stbank.com
Brad Rowan
Mortgage Brokers
2712 L Street
Ord, NE 68855
(308) 728-5886
Brad.Rowan@bankfirstonline.com
Dean Fahrenholz
Mortgage Brokers
2710 L Street
Ord, NE 68855
(308) 728-5886
Dean.Fahrenholz@bankfirstonline.com
Brandon Flammang
Loan officer
631 W 2nd St
Hastings, NE 68855
(402) 463-6708
bflammang@lincolnfed.com
Roxanne Lush
Loan officer
720 4th Ave
Holdrege, NE 68855
(308) 995-6070
rlush@lincolnfed.com
Address
501 C St
Overton, NE
Contact
(308) 987-2461
Fax (301) 639-0804
jingram@security1stbank.com
Address
2712 L Street
Ord, NE
Contact
(308) 728-5886
Fax (301) 639-0804
Brad.Rowan@bankfirstonline.com
Address
2710 L Street
Ord, NE
Contact
(308) 728-5886
Fax (301) 639-0804
Dean.Fahrenholz@bankfirstonline.com