Compare Today’s Refinance Rates for Merriman, Nebraska 69218
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Merriman, Nebraska 69218.
With a 30-year amortization refinance in Merriman and surrounding areas of Sheridan county, our calculations show that you can expect to save up to $4,961 over the lifetime of your mortgage, or a monthly savings of $14. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Merriman, Nebraska 69218.
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Summary of Average Refinances in Merriman, Nebraska 69218
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Merriman, Nebraska 69218
Pureloan has developed an interactive chart to monitor the five largest local lenders in Merriman, NE 69218, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Merriman, Nebraska 69218 from 2024 - 2016
The following historical data provides insights into refinancing trends in Merriman, Nebraska and the surrounding Sheridan county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 55.56% | 31.25% | 51.52% | 71.43% | 66.67% | 52.17% | 34.78% | 41.18% |
| avg refi rate | 5.88% | 4.40% | 3.02% | 3.24% | 4.36% | 4.45% | 3.95% | 3.98% | 4.16% |
| % 15 year fixed refinance | 33.33% | 50.00% | 27.27% | 14.29% | 25.00% | 47.83% | 56.52% | 41.18% | |
| avg refi rate | 2.60% | 2.47% | 2.62% | 3.69% | 3.96% | 3.24% | 3.09% | 3.20% | |
| Avg credit score | 772.00 | 737.78 | 756.27 | 757.76 | 730.64 | 756.17 | 746.65 | 750.30 | 738.29 |
| Avg LTV (loan to value) | 71.00% | 63.39% | 68.75% | 75.23% | 78.00% | 81.08% | 72.61% | 69.70% | 72.35% |
| Avg DTI (debt to income) | 34.00 | 29.00 | 29.85 | 30.92 | 31.07 | 28.75 | 30.17 | 27.43 | 31.76 |
| Avg refinance insurance % | 3.06% | 3.56% | 6.55% | 6.64% | 8.75% | 6.13% | 4.78% | 4.94% |
Best Refinance Brokers around Merriman, Nebraska 69218
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Merriman, Nebraska 69218, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Loretta Fish
Consumer Lender
111 N Mills St
Merriman, NE 69218
(308) 684-3312
lfish@security1stbank.com
Nadeane Allard
Loan Officer
PO Box 783
Valentine, NE 69218
(402) 376-2330
nadeane.allard@ubt.com
Jodi Sedivy
Consumer Lender
253 N Main St
Valentine, NE 69218
(402) 376-2470
jsedivy@security1stbank.com
Patty Kramer
Consumer Lender
104 E Nebraska Ave
Cody, NE 69218
(402) 823-4151
pkramer@security1stbank.com
Tom Cooper
Loan Officer
104 E Nebraska Ave
Cody, NE 69218
(402) 823-4151
tcooper@security1stbank.com
Address
111 N Mills St
Merriman, NE
Contact
(308) 684-3312
Fax (301) 639-0804
lfish@security1stbank.com
Address
PO Box 783
Valentine, NE
Contact
(402) 376-2330
Fax (301) 639-0804
nadeane.allard@ubt.com
Address
253 N Main St
Valentine, NE
Contact
(402) 376-2470
Fax (301) 639-0804
jsedivy@security1stbank.com