Compare Today’s Refinance Rates for Orchard, Nebraska 68764
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Orchard, Nebraska 68764.
With a 30-year amortization refinance in Orchard and surrounding areas of Antelope county, our calculations show that you can expect to save up to $3,649 over the lifetime of your mortgage, or a monthly savings of $10. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Orchard, Nebraska 68764.
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Summary of Average Refinances in Orchard, Nebraska 68764
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Orchard, Nebraska 68764
Pureloan has developed an interactive chart to monitor the five largest local lenders in Orchard, NE 68764, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Orchard, Nebraska 68764 from 2024 - 2016
The following historical data provides insights into refinancing trends in Orchard, Nebraska and the surrounding Antelope county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 51.72% | 50.39% | 42.46% | 63.16% | 57.89% | 39.66% | 46.15% | 36.36% |
| avg refi rate | 6.50% | 4.18% | 2.99% | 3.33% | 4.07% | 4.50% | 4.10% | 3.88% | 4.20% |
| % 15 year fixed refinance | 31.03% | 29.30% | 37.43% | 28.95% | 21.05% | 41.38% | 38.46% | 49.09% | |
| avg refi rate | 2.80% | 2.45% | 2.94% | 3.57% | 3.62% | 3.31% | 2.97% | 3.32% | |
| Avg credit score | 765.00 | 733.57 | 754.01 | 755.85 | 753.61 | 729.16 | 750.79 | 756.40 | 745.51 |
| Avg LTV (loan to value) | 23.00% | 64.50% | 66.52% | 69.96% | 72.89% | 72.63% | 66.33% | 64.82% | 70.98% |
| Avg DTI (debt to income) | 41.00 | 33.40 | 31.90 | 31.51 | 33.61 | 30.32 | 31.53 | 31.33 | 31.25 |
| Avg refinance insurance % | 3.78% | 2.62% | 3.30% | 4.47% | 5.47% | 2.84% | 2.89% | 3.09% |
Best Refinance Brokers around Orchard, Nebraska 68764
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Orchard, Nebraska 68764, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Kevin Nordby
Loan Officer
321 N State St
Osmond, NE 68764
(402) 256-3247
knordby@secnatbank.com
Ryan Hix
Loan Officer
321 N State St
Osmond, NE 68764
(402) 256-3247
rhix@secnatbank.com
Amber W
Loan Officer
114 W Main St
Pierce, NE 68764
(402) 329-6221
amberw@midwestbanks.com
Amy Schroeter
Mortgage Loan Officer
114 W Main St
Pierce, NE 68764
(402) 371-5200
amyschroeter@midwestbanks.com
Blake Rotherham
Mortgage Loan Officer
114 W Main St
Pierce, NE 68764
(402) 396-3431
blaker@midwestbanks.com
Address
321 N State St
Osmond, NE
Contact
(402) 256-3247
Fax (301) 639-0804
knordby@secnatbank.com
Address
321 N State St
Osmond, NE
Contact
(402) 256-3247
Fax (301) 639-0804
rhix@secnatbank.com
Address
114 W Main St
Pierce, NE
Contact
(402) 329-6221
Fax (301) 639-0804
amberw@midwestbanks.com