Compare Today’s Refinance Rates for Osceola, Nebraska

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Osceola, Nebraska 68651. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $3,367 or $9 / month in Osceola and other areas of Polk county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Osceola, Nebraska 68651.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Osceola, Nebraska 68651

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Osceola, NE

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Osceola, NE 68651, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Osceola, NE

Refinance Rates for Osceola, Nebraska 68651 from 2013 - 2020

Below are historical data on refinancing in Osceola, Nebraska and around Polk county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 57.43% 48.41% 52.60% 56.33% 60.83% 61.01% 56.57% 51.62%
avg refi rate 4.85% 4.47% 3.89% 3.62% 4.45% 3.97% 3.82% 3.86%
% 15 year fixed refinance 31.15% 35.88% 33.35% 34.46% 32.50% 28.84% 33.41% 34.74%
avg refi rate 4.26% 3.80% 3.22% 2.89% 3.51% 3.22% 3.02% 3.12%
Avg credit score 769.46 768.71 771.42 769.57 750.80 758.19 760.45 757.59
Avg LTV (loan to value) 57.18% 58.21% 58.79% 59.84% 67.21% 67.63% 65.79% 65.42%
Avg DTI (debt to income) 29.72 30.38 30.17 30.07 33.81 31.79 31.89 33.93
Avg refinance insurance % 0.52% 0.94% 1.33% 1.77% 3.79% 3.82% 2.94% 2.67%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Osceola, Nebraska 68651

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Osceola, Nebraska 68651, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Nicole O

Loan Officer

606 Main St

Creighton, NE 68651

(402) 358-5144

nicoleo@midwestbanks.com

Kevin Larson

Loan Officer

201 S Main St # 7

West Point, NE 68651

(40) 237-2514

klarson@charterwest.com

Diane K. Kaup

Sr. Vice President Loans

106 N Main St

Stuart, NE 68651

(402) 924-3861

dkaup@home.tricountybank.com

Francis Kaup

Sr. Vice President

106 N Main St

Stuart, NE 68651

(402) 924-3861

fkaup@home.tricountybank.com

Gary L. Shankland

Consumer Loan Officer

106 N Main St

Stuart, NE 68651

(402) 924-3861

gshankland@home.tricountybank.com

Address

606 Main St

Creighton, NE

Contact

(402) 358-5144

Fax (301) 639-0804

nicoleo@midwestbanks.com

Address

201 S Main St # 7

West Point, NE

Contact

(40) 237-2514

Fax (301) 639-0804

klarson@charterwest.com

Address

106 N Main St

Stuart, NE

Contact

(402) 924-3861

Fax (301) 639-0804

dkaup@home.tricountybank.com

Refinancing News for Osceola, Nebraska 68651