Compare Today’s Refinance Rates for Osmond, Nebraska 68765
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Osmond, Nebraska 68765.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $3,247 over the lifetime of your mortgage, which translates to a monthly savings of $9 in Osmond and other areas of Pierce county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Osmond, Nebraska 68765
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Interactive Refinance Rate Projections for Osmond, Nebraska 68765
Pureloan has developed an interactive chart to monitor the five largest local lenders in Osmond, NE 68765, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Osmond, Nebraska 68765 from 2024 - 2016
The following historical data provides insights into refinancing trends in Osmond, Nebraska and the surrounding Pierce county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 51.72% | 50.39% | 42.46% | 63.16% | 57.89% | 39.66% | 46.15% | 36.36% |
avg refi rate | 6.50% | 4.18% | 2.99% | 3.33% | 4.07% | 4.50% | 4.10% | 3.88% | 4.20% |
% 15 year fixed refinance | 31.03% | 29.30% | 37.43% | 28.95% | 21.05% | 41.38% | 38.46% | 49.09% | |
avg refi rate | 2.80% | 2.45% | 2.94% | 3.57% | 3.62% | 3.31% | 2.97% | 3.32% | |
Avg credit score | 765.00 | 733.57 | 754.01 | 755.85 | 753.61 | 729.16 | 750.79 | 756.40 | 745.51 |
Avg LTV (loan to value) | 23.00% | 64.50% | 66.52% | 69.96% | 72.89% | 72.63% | 66.33% | 64.82% | 70.98% |
Avg DTI (debt to income) | 41.00 | 33.40 | 31.90 | 31.51 | 33.61 | 30.32 | 31.53 | 31.33 | 31.25 |
Avg refinance insurance % | 3.78% | 2.62% | 3.30% | 4.47% | 5.47% | 2.84% | 2.89% | 3.09% |
Best Refinance Brokers around Osmond, Nebraska 68765
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Osmond, Nebraska 68765, we have compiled a list of top refinance brokers to assist you in the process.
Ryan Hix
Loan Officer
321 N State St
Osmond, NE 68765
(402) 256-3247
rhix@secnatbank.com
Kevin Nordby
Loan Officer
321 N State St
Osmond, NE 68765
(402) 256-3247
knordby@secnatbank.com
Tommy Bernard
LoanOfficer
2919SECONDAVE
Kearney, NE 68765
(308) 238-0201
tommy@afgspecialist.com
Nancy VanZandt
Loan Processor/Closer
4511 2nd Ave Ste 207
Kearney, NE 68765
(308) 234-2220
nvanzandt@charterwest.com
Russ Smith
Vice President/LPO Manager
4511 2nd Ave Ste 207
Kearney, NE 68765
(308) 234-2220
rsmith@charterwest.com
Address
321 N State St
Osmond, NE
Contact
(402) 256-3247
Fax (301) 639-0804
rhix@secnatbank.com
Address
321 N State St
Osmond, NE
Contact
(402) 256-3247
Fax (301) 639-0804
knordby@secnatbank.com
Address
2919SECONDAVE
Kearney, NE
Contact
(308) 238-0201
Fax (301) 639-0804
tommy@afgspecialist.com