Compare Today’s Refinance Rates for Potter, Nebraska 69156
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Potter, Nebraska 69156.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,379 over the lifetime of your mortgage, which translates to a monthly savings of $12 in Potter and other areas of Cheyenne county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Potter, Nebraska 69156
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Interactive Refinance Rate Projections for Potter, Nebraska 69156
Pureloan has developed an interactive chart to monitor the five largest local lenders in Potter, NE 69156, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Potter, Nebraska 69156 from 2024 - 2016
The following historical data provides insights into refinancing trends in Potter, Nebraska and the surrounding Cheyenne county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 55.56% | 31.25% | 51.52% | 71.43% | 66.67% | 52.17% | 34.78% | 41.18% |
avg refi rate | 5.88% | 4.40% | 3.02% | 3.24% | 4.36% | 4.45% | 3.95% | 3.98% | 4.16% |
% 15 year fixed refinance | 33.33% | 50.00% | 27.27% | 14.29% | 25.00% | 47.83% | 56.52% | 41.18% | |
avg refi rate | 2.60% | 2.47% | 2.62% | 3.69% | 3.96% | 3.24% | 3.09% | 3.20% | |
Avg credit score | 772.00 | 737.78 | 756.27 | 757.76 | 730.64 | 756.17 | 746.65 | 750.30 | 738.29 |
Avg LTV (loan to value) | 71.00% | 63.39% | 68.75% | 75.23% | 78.00% | 81.08% | 72.61% | 69.70% | 72.35% |
Avg DTI (debt to income) | 34.00 | 29.00 | 29.85 | 30.92 | 31.07 | 28.75 | 30.17 | 27.43 | 31.76 |
Avg refinance insurance % | 3.06% | 3.56% | 6.55% | 6.64% | 8.75% | 6.13% | 4.78% | 4.94% |
Best Refinance Brokers around Potter, Nebraska 69156
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Potter, Nebraska 69156, we have compiled a list of top refinance brokers to assist you in the process.
Clem Schumacher
Commercial Lender
1205 Jackson St
Sidney, NE 69156
(308) 254-4525
cschumacher@security1stbank.com
Mary Havorka
Consumer Lender
1205 Jackson St
Sidney, NE 69156
(308) 254-8552
mhavorka@security1stbank.com
Nadeane Allard
Loan Officer
PO Box 783
Valentine, NE 69156
(402) 376-2330
nadeane.allard@ubt.com
Jodi Sedivy
Consumer Lender
253 N Main St
Valentine, NE 69156
(402) 376-2470
jsedivy@security1stbank.com
Patty Kramer
Consumer Lender
104 E Nebraska Ave
Cody, NE 69156
(402) 823-4151
pkramer@security1stbank.com
Address
1205 Jackson St
Sidney, NE
Contact
(308) 254-4525
Fax (301) 639-0804
cschumacher@security1stbank.com
Address
1205 Jackson St
Sidney, NE
Contact
(308) 254-8552
Fax (301) 639-0804
mhavorka@security1stbank.com
Address
PO Box 783
Valentine, NE
Contact
(402) 376-2330
Fax (301) 639-0804
nadeane.allard@ubt.com