Compare Today’s Refinance Rates for Scotia, Nebraska 68875
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Scotia, Nebraska 68875.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Scotia, Nebraska 68875. For 30-year amortization refinancing, you can expect lifetime cash savings of $2,965 or $8 per month in Scotia and other parts of Howard county.
41.28644
-98.575622
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Summary of Average Refinances in Scotia, Nebraska 68875
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Scotia, Nebraska 68875
Pureloan has developed an interactive chart to monitor the five largest local lenders in Scotia, NE 68875, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Scotia, Nebraska 68875 from 2024 - 2016
The following historical data provides insights into refinancing trends in Scotia, Nebraska and the surrounding Howard county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 51.72% | 50.39% | 42.46% | 63.16% | 57.89% | 39.66% | 46.15% | 36.36% |
| avg refi rate | 6.50% | 4.18% | 2.99% | 3.33% | 4.07% | 4.50% | 4.10% | 3.88% | 4.20% |
| % 15 year fixed refinance | 31.03% | 29.30% | 37.43% | 28.95% | 21.05% | 41.38% | 38.46% | 49.09% | |
| avg refi rate | 2.80% | 2.45% | 2.94% | 3.57% | 3.62% | 3.31% | 2.97% | 3.32% | |
| Avg credit score | 765.00 | 733.57 | 754.01 | 755.85 | 753.61 | 729.16 | 750.79 | 756.40 | 745.51 |
| Avg LTV (loan to value) | 23.00% | 64.50% | 66.52% | 69.96% | 72.89% | 72.63% | 66.33% | 64.82% | 70.98% |
| Avg DTI (debt to income) | 41.00 | 33.40 | 31.90 | 31.51 | 33.61 | 30.32 | 31.53 | 31.33 | 31.25 |
| Avg refinance insurance % | 3.78% | 2.62% | 3.30% | 4.47% | 5.47% | 2.84% | 2.89% | 3.09% |
Best Refinance Brokers around Scotia, Nebraska 68875
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Scotia, Nebraska 68875, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Brandon Flammang
Loan officer
631 W 2nd St
Hastings, NE 68875
(402) 463-6708
bflammang@lincolnfed.com
Roxanne Lush
Loan officer
720 4th Ave
Holdrege, NE 68875
(308) 995-6070
rlush@lincolnfed.com
Bryan Nelson
Loan Officer
201 Smith Ave
Elwood, NE 68875
(308) 785-3366
bnelson@security1stbank.com
Address
631 W 2nd St
Hastings, NE
Contact
(402) 463-6708
Fax (301) 639-0804
bflammang@lincolnfed.com
Address
720 4th Ave
Holdrege, NE
Contact
(308) 995-6070
Fax (301) 639-0804
rlush@lincolnfed.com
Address
201 Smith Ave
Elwood, NE
Contact
(308) 785-3366
Fax (301) 639-0804
bnelson@security1stbank.com