Compare Today’s Refinance Rates for Scottsbluff, Nebraska
Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Scottsbluff, Nebraska 69361. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Scottsbluff and surrounding areas of Scotts Bluff county, your expected lifetime cash savings are $4,578 or $13 / month.
Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Scottsbluff, Nebraska 69361.
Summary of Average Refinance Terms in Scottsbluff, Nebraska 69361
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Customized Refinance Rate Projections for Scottsbluff, NE
For refinance rate forecasts and predictions in Scottsbluff, NE 69361, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Scottsbluff, Nebraska 69361 from 2013 - 2020
Below are historical data on refinancing in Scottsbluff, Nebraska and around Scotts Bluff county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 61.26% | 49.12% | 58.44% | 61.11% | 54.17% | 56.73% | 52.49% | 42.86% |
| avg refi rate | 4.89% | 4.50% | 3.90% | 3.68% | 4.50% | 3.98% | 3.88% | 3.91% |
| % 15 year fixed refinance | 27.93% | 40.35% | 30.13% | 28.65% | 33.33% | 35.09% | 40.88% | 37.14% |
| avg refi rate | 4.32% | 3.85% | 3.19% | 2.97% | 3.48% | 3.18% | 3.03% | 3.07% |
| Avg credit score | 764.72 | 769.81 | 771.89 | 766.36 | 754.90 | 758.51 | 761.20 | 757.34 |
| Avg LTV (loan to value) | 58.91% | 60.55% | 60.56% | 63.38% | 70.43% | 69.64% | 66.57% | 65.36% |
| Avg DTI (debt to income) | 30.19 | 29.75 | 29.42 | 32.28 | 32.90 | 32.74 | 32.45 | 34.33 |
| Avg refinance insurance % | 0.59% | 0.62% | 0.99% | 1.44% | 2.29% | 2.93% | 2.97% | 2.73% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Scottsbluff, Nebraska 69361
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Scottsbluff, Nebraska 69361, we have compiled a list of the leading refinance brokers to guide you.
Name
Address
Contact
Rhonda Kautz
Home Mortgage Specialist
1926 Broadway
Scottsbluff, NE 69361
(308) 635-8618
rkautz@fnbnp.com
Rick Burleigh
Consumer Lender
110 E 2nd St
Rushville, NE 69361
(308) 327-2412
rburleigh@security1stbank.com
Address
1926 Broadway
Scottsbluff, NE
Contact
(308) 635-8618
Fax (301) 639-0804
rkautz@fnbnp.com
Address
110 E 2nd St
Rushville, NE
Contact
(308) 327-2412
Fax (301) 639-0804
rburleigh@security1stbank.com