Compare Today’s Refinance Rates for Sidney, Nebraska

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Sidney, Nebraska 69160. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $3,704 or $10 / month in Sidney and other areas of Cheyenne county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Sidney, Nebraska 69160.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Sidney, Nebraska 69160

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Sidney, NE

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Sidney, NE 69160, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Sidney, NE

Refinance Rates for Sidney, Nebraska 69160 from 2013 - 2020

Below are historical data on refinancing in Sidney, Nebraska and around Cheyenne county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 61.26% 49.12% 58.44% 61.11% 54.17% 56.73% 52.49% 42.86%
avg refi rate 4.89% 4.50% 3.90% 3.68% 4.50% 3.98% 3.88% 3.91%
% 15 year fixed refinance 27.93% 40.35% 30.13% 28.65% 33.33% 35.09% 40.88% 37.14%
avg refi rate 4.32% 3.85% 3.19% 2.97% 3.48% 3.18% 3.03% 3.07%
Avg credit score 764.72 769.81 771.89 766.36 754.90 758.51 761.20 757.34
Avg LTV (loan to value) 58.91% 60.55% 60.56% 63.38% 70.43% 69.64% 66.57% 65.36%
Avg DTI (debt to income) 30.19 29.75 29.42 32.28 32.90 32.74 32.45 34.33
Avg refinance insurance % 0.59% 0.62% 0.99% 1.44% 2.29% 2.93% 2.97% 2.73%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Sidney, Nebraska 69160

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Sidney, Nebraska 69160, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Mary Havorka

Consumer Lender

1205 Jackson St

Sidney, NE 69160

(308) 254-8552

mhavorka@security1stbank.com

Clem Schumacher

Commercial Lender

1205 Jackson St

Sidney, NE 69160

(308) 254-4525

cschumacher@security1stbank.com

Nadeane Allard

Loan Officer

PO Box 783

Valentine, NE 69160

(402) 376-2330

nadeane.allard@ubt.com

Jodi Sedivy

Consumer Lender

253 N Main St

Valentine, NE 69160

(402) 376-2470

jsedivy@security1stbank.com

Patty Kramer

Consumer Lender

104 E Nebraska Ave

Cody, NE 69160

(402) 823-4151

pkramer@security1stbank.com

Address

1205 Jackson St

Sidney, NE

Contact

(308) 254-8552

Fax (301) 639-0804

mhavorka@security1stbank.com

Address

1205 Jackson St

Sidney, NE

Contact

(308) 254-4525

Fax (301) 639-0804

cschumacher@security1stbank.com

Address

PO Box 783

Valentine, NE

Contact

(402) 376-2330

Fax (301) 639-0804

nadeane.allard@ubt.com

Refinancing News for Sidney, Nebraska 69160