Compare Today’s Refinance Rates for Utica, Nebraska

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Utica, Nebraska 68456. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $4,955 or $14 / month in Utica and other areas of Seward county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Utica, Nebraska 68456.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Utica, Nebraska 68456

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Utica, NE

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Utica, NE 68456, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Utica, NE

Refinance Rates for Utica, Nebraska 68456 from 2013 - 2020

Below are historical data on refinancing in Utica, Nebraska and around Seward county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 57.43% 48.41% 52.60% 56.33% 60.83% 61.01% 56.57% 51.62%
avg refi rate 4.85% 4.47% 3.89% 3.62% 4.45% 3.97% 3.82% 3.86%
% 15 year fixed refinance 31.15% 35.88% 33.35% 34.46% 32.50% 28.84% 33.41% 34.74%
avg refi rate 4.26% 3.80% 3.22% 2.89% 3.51% 3.22% 3.02% 3.12%
Avg credit score 769.46 768.71 771.42 769.57 750.80 758.19 760.45 757.59
Avg LTV (loan to value) 57.18% 58.21% 58.79% 59.84% 67.21% 67.63% 65.79% 65.42%
Avg DTI (debt to income) 29.72 30.38 30.17 30.07 33.81 31.79 31.89 33.93
Avg refinance insurance % 0.52% 0.94% 1.33% 1.77% 3.79% 3.82% 2.94% 2.67%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Utica, Nebraska 68456

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Utica, Nebraska 68456, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Craig Heskett

Loan Officer

700 N Lincoln Ave

York, NE 68456

(402) 362-4411

cheskett@yorkstatebank.com

Julie Hansen

Loan Officer

700 N Lincoln Ave

York, NE 68456

(402) 362-4411

jhansen@yorkstatebank.com

Mark Way

Loan Officer

700 N Lincoln Ave

York, NE 68456

(402) 363-6695

mway@yorkstatebank.com

Laura R

Loan Officer

105 W Elm St

York, NE 68456

(402) 362-4491

laurar@midwestbanks.com

Brian Hoffart

Assistant Vice President, Branch Manager

PO Box 82603

Lincoln, NE 68456

(402) 323-8929

bhoffart@westgatebank.com

Address

700 N Lincoln Ave

York, NE

Contact

(402) 362-4411

Fax (301) 639-0804

cheskett@yorkstatebank.com

Address

700 N Lincoln Ave

York, NE

Contact

(402) 362-4411

Fax (301) 639-0804

jhansen@yorkstatebank.com

Address

700 N Lincoln Ave

York, NE

Contact

(402) 363-6695

Fax (301) 639-0804

mway@yorkstatebank.com

Refinancing News for Utica, Nebraska 68456