Compare Today’s Refinance Rates for Wood River, Nebraska 68883
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Wood River, Nebraska 68883.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,379 over the lifetime of your mortgage, which translates to a monthly savings of $12 in Wood River and other areas of Hall county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
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Summary of Average Refinances in Wood River, Nebraska 68883
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Wood River, Nebraska 68883
Pureloan has developed an interactive chart to monitor the five largest local lenders in Wood River, NE 68883, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Wood River, Nebraska 68883 from 2024 - 2016
The following historical data provides insights into refinancing trends in Wood River, Nebraska and the surrounding Hall county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 51.72% | 50.39% | 42.46% | 63.16% | 57.89% | 39.66% | 46.15% | 36.36% |
| avg refi rate | 6.50% | 4.18% | 2.99% | 3.33% | 4.07% | 4.50% | 4.10% | 3.88% | 4.20% |
| % 15 year fixed refinance | 31.03% | 29.30% | 37.43% | 28.95% | 21.05% | 41.38% | 38.46% | 49.09% | |
| avg refi rate | 2.80% | 2.45% | 2.94% | 3.57% | 3.62% | 3.31% | 2.97% | 3.32% | |
| Avg credit score | 765.00 | 733.57 | 754.01 | 755.85 | 753.61 | 729.16 | 750.79 | 756.40 | 745.51 |
| Avg LTV (loan to value) | 23.00% | 64.50% | 66.52% | 69.96% | 72.89% | 72.63% | 66.33% | 64.82% | 70.98% |
| Avg DTI (debt to income) | 41.00 | 33.40 | 31.90 | 31.51 | 33.61 | 30.32 | 31.53 | 31.33 | 31.25 |
| Avg refinance insurance % | 3.78% | 2.62% | 3.30% | 4.47% | 5.47% | 2.84% | 2.89% | 3.09% |
Best Refinance Brokers around Wood River, Nebraska 68883
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Wood River, Nebraska 68883, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Brandon Flammang
Loan officer
631 W 2nd St
Hastings, NE 68883
(402) 463-6708
bflammang@lincolnfed.com
Roxanne Lush
Loan officer
720 4th Ave
Holdrege, NE 68883
(308) 995-6070
rlush@lincolnfed.com
Bryan Nelson
Loan Officer
201 Smith Ave
Elwood, NE 68883
(308) 785-3366
bnelson@security1stbank.com
Address
631 W 2nd St
Hastings, NE
Contact
(402) 463-6708
Fax (301) 639-0804
bflammang@lincolnfed.com
Address
720 4th Ave
Holdrege, NE
Contact
(308) 995-6070
Fax (301) 639-0804
rlush@lincolnfed.com
Address
201 Smith Ave
Elwood, NE
Contact
(308) 785-3366
Fax (301) 639-0804
bnelson@security1stbank.com