Compare Today’s Refinance Rates for Alstead, New Hampshire 03602
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Alstead, New Hampshire 03602.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Alstead, New Hampshire 03602. For 30-year amortization refinancing, you can expect lifetime cash savings of $19,989 or $56 per month in Alstead and other parts of Cheshire county.
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Summary of Average Refinances in Alstead, New Hampshire 03602
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Alstead, New Hampshire 03602
Pureloan has developed an interactive chart to monitor the five largest local lenders in Alstead, NH 03602, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Alstead, New Hampshire 03602 from 2024 - 2016
The following historical data provides insights into refinancing trends in Alstead, New Hampshire and the surrounding Cheshire county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.46% | 64.00% | 56.88% | 56.29% | 68.15% | 63.89% | 63.50% | 60.76% | 65.05% |
avg refi rate | 6.30% | 3.89% | 2.98% | 3.26% | 4.27% | 4.60% | 4.14% | 3.95% | 4.09% |
% 15 year fixed refinance | 11.54% | 17.78% | 26.81% | 28.62% | 22.93% | 25.00% | 24.09% | 25.95% | 22.58% |
avg refi rate | 5.92% | 2.65% | 2.46% | 2.78% | 3.83% | 3.91% | 3.31% | 3.23% | 3.41% |
Avg credit score | 751.35 | 744.60 | 750.40 | 756.83 | 748.64 | 733.43 | 743.16 | 752.23 | 748.60 |
Avg LTV (loan to value) | 76.15% | 70.30% | 72.65% | 75.03% | 76.64% | 74.69% | 74.21% | 76.77% | 75.49% |
Avg DTI (debt to income) | 33.77 | 33.00 | 30.92 | 31.19 | 32.73 | 32.86 | 31.63 | 32.32 | 30.75 |
Avg refinance insurance % | 10.12% | 5.09% | 4.62% | 5.83% | 8.77% | 7.06% | 6.70% | 7.52% | 7.48% |
Best Refinance Brokers around Alstead, New Hampshire 03602
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Alstead, New Hampshire 03602, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Barry Emerson
VP/Mortgage Loan Officer
PO Box 517
Walpole, NH 03602
(603) 756-4771
bemerson@walpolebank.com
Michelle Hayward
Mortgage Loan Originator
PO Box 517
Walpole, NH 03602
(603) 756-4771
mhayward@walpolebank.com
Darien Goodloe
Mortgage Loan Officer
10330 North Dale Mabry Highway,
Tampa, FL 03602
(813) 803-4684
dgoodloe@homeownersmtg.com
Address
PO Box 517
Walpole, NH
Contact
(603) 756-4771
Fax (301) 639-0804
bemerson@walpolebank.com
Address
PO Box 517
Walpole, NH
Contact
(603) 756-4771
Fax (301) 639-0804
mhayward@walpolebank.com
Address
10330 North Dale Mabry Highway,
Tampa, FL
Contact
(813) 803-4684
Fax (301) 639-0804
dgoodloe@homeownersmtg.com