Compare Today’s Refinance Rates for Alton, New Hampshire 03809
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Alton, New Hampshire 03809.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $16,501 over the lifetime of your mortgage, which translates to a monthly savings of $46 in Alton and other areas of Belknap county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
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Summary of Average Refinances in Alton, New Hampshire 03809
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Alton, New Hampshire 03809
Pureloan has developed an interactive chart to monitor the five largest local lenders in Alton, NH 03809, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Alton, New Hampshire 03809 from 2024 - 2016
The following historical data provides insights into refinancing trends in Alton, New Hampshire and the surrounding Belknap county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 90.48% | 60.88% | 54.07% | 48.75% | 58.49% | 57.71% | 55.95% | 50.20% | 50.72% |
| avg refi rate | 6.16% | 3.86% | 2.92% | 3.22% | 4.25% | 4.55% | 4.14% | 3.91% | 4.17% |
| % 15 year fixed refinance | 9.52% | 23.74% | 28.06% | 31.92% | 27.22% | 32.60% | 31.62% | 33.86% | 36.39% |
| avg refi rate | 5.84% | 2.98% | 2.39% | 2.73% | 3.57% | 3.98% | 3.36% | 3.13% | 3.35% |
| Avg credit score | 742.21 | 737.18 | 751.23 | 753.76 | 747.35 | 737.74 | 744.79 | 749.55 | 750.20 |
| Avg LTV (loan to value) | 67.88% | 62.49% | 65.96% | 69.63% | 73.18% | 73.37% | 75.45% | 74.91% | 76.33% |
| Avg DTI (debt to income) | 37.71 | 33.32 | 31.30 | 31.14 | 33.32 | 34.40 | 33.44 | 31.98 | 31.95 |
| Avg refinance insurance % | 2.45% | 1.52% | 1.97% | 3.06% | 4.17% | 4.90% | 6.61% | 5.64% | 6.52% |
Best Refinance Brokers around Alton, New Hampshire 03809
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Alton, New Hampshire 03809, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Susan Ross
Mortgage Originator
82 Wolfeboro Hwy
Alton, NH 03809
(603) 666-7300
sross@mvsb.com
Scott Laurent
Consumer Loan/ Mortgage Originator
82 Wolfeboro Hwy
Alton, NH 03809
(603) 279-9114
slaurent@mvsb.com
Pam Noble
Vice President, Loan Officer
82 Wolfeboro Hwy
Alton, NH 03809
(603) 279-9291
pnoble@mvsb.com
Lynn Ostrand
Loan Officer
82 Wolfeboro Hwy
Alton, NH 03809
(603) 528-7406
lostrand@mvsb.com
Denise Hubbard
Mortgage Originator
82 Wolfeboro Hwy
Alton, NH 03809
(603) 528-7410
dhubbard@mvsb.com
Address
82 Wolfeboro Hwy
Alton, NH
Contact
(603) 666-7300
Fax (301) 639-0804
sross@mvsb.com
Address
82 Wolfeboro Hwy
Alton, NH
Contact
(603) 279-9114
Fax (301) 639-0804
slaurent@mvsb.com
Address
82 Wolfeboro Hwy
Alton, NH
Contact
(603) 279-9291
Fax (301) 639-0804
pnoble@mvsb.com