Compare Today’s Refinance Rates for Belmont, New Hampshire 03220
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Belmont, New Hampshire 03220.
With a 30-year amortization refinance in Belmont and surrounding areas of Belknap county, our calculations show that you can expect to save up to $15,863 over the lifetime of your mortgage, or a monthly savings of $44. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Belmont, New Hampshire 03220.
Summary of Average Refinances in Belmont, New Hampshire 03220
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Interactive Refinance Rate Projections for Belmont, New Hampshire 03220
Pureloan has developed an interactive chart to monitor the five largest local lenders in Belmont, NH 03220, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Belmont, New Hampshire 03220 from 2024 - 2016
The following historical data provides insights into refinancing trends in Belmont, New Hampshire and the surrounding Belknap county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 55.02% | 54.24% | 52.56% | 49.31% | 52.42% | 50.37% | 41.84% | 58.01% | |
| avg refi rate | 4.11% | 3.96% | 4.18% | 4.56% | 3.80% | 3.92% | 4.55% | 4.91% | |
| % 15 year fixed refinance | 32.71% | 31.95% | 36.97% | 39.17% | 40.97% | 35.91% | 41.13% | 33.50% | |
| avg refi rate | 3.30% | 3.19% | 3.40% | 3.55% | 3.10% | 3.29% | 3.84% | 4.25% | |
| Avg credit score | 756.06 | 752.95 | 757.98 | 753.08 | 767.72 | 771.70 | 766.40 | 766.03 | |
| Avg LTV (loan to value) | 71.43% | 71.75% | 72.79% | 72.84% | 67.46% | 66.76% | 63.96% | 64.37% | |
| Avg DTI (debt to income) | 32.43 | 32.51 | 31.94 | 32.54 | 29.78 | 29.96 | 30.96 | 30.62 | |
| Avg refinance insurance % | 3.74% | 4.07% | 4.83% | 4.68% | 2.55% | 1.27% | 0.32% | 0.40% |
Best Refinance Brokers around Belmont, New Hampshire 03220
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Belmont, New Hampshire 03220, we have compiled a list of top refinance brokers to assist you in the process.
Dawn Phelps
Mortgage Loan Officer
11 Sawmill Rd
Gilford, NH 03220
(603) 528-2245
phelps@fsbnh.com
Andre Tremblay
VP, Commercial Loan Officer
387 Central St Ste 1
Franklin, NH 03220
(603) 934-8360
Andre.Tremblay@fsbnh.com
Debra Thum
Commercial Loan Officer
387 Central Street
Franklin, NH 03220
(603) 934-4445
davisthum@fsbnh.com
Randy Potter
Loan Originator
92 Main Street
Meredith, NH 03220
(603) 279-7902 Ext:225
randy.potter@maxfieldrealestate.com
Anne White
Mortgage Loan Originator
PO Box 177
Meredith, NH 03220
(603) 279-9120
awhite@mvsb.com
Address
11 Sawmill Rd
Gilford, NH
Contact
(603) 528-2245
Fax (301) 639-0804
phelps@fsbnh.com
Address
387 Central St Ste 1
Franklin, NH
Contact
(603) 934-8360
Fax (301) 639-0804
Andre.Tremblay@fsbnh.com
Address
387 Central Street
Franklin, NH
Contact
(603) 934-4445
Fax (301) 639-0804
davisthum@fsbnh.com