Compare Today’s Refinance Rates for Canterbury, New Hampshire 03224
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Canterbury, New Hampshire 03224.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $15,126 over the lifetime of your mortgage, which translates to a monthly savings of $42 in Canterbury and other areas of Merrimack county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Canterbury, New Hampshire 03224
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Interactive Refinance Rate Projections for Canterbury, New Hampshire 03224
Pureloan has developed an interactive chart to monitor the five largest local lenders in Canterbury, NH 03224, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Canterbury, New Hampshire 03224 from 2024 - 2016
The following historical data provides insights into refinancing trends in Canterbury, New Hampshire and the surrounding Merrimack county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 55.02% | 54.24% | 52.56% | 49.31% | 52.42% | 50.37% | 41.84% | 58.01% | |
| avg refi rate | 4.11% | 3.96% | 4.18% | 4.56% | 3.80% | 3.92% | 4.55% | 4.91% | |
| % 15 year fixed refinance | 32.71% | 31.95% | 36.97% | 39.17% | 40.97% | 35.91% | 41.13% | 33.50% | |
| avg refi rate | 3.30% | 3.19% | 3.40% | 3.55% | 3.10% | 3.29% | 3.84% | 4.25% | |
| Avg credit score | 756.06 | 752.95 | 757.98 | 753.08 | 767.72 | 771.70 | 766.40 | 766.03 | |
| Avg LTV (loan to value) | 71.43% | 71.75% | 72.79% | 72.84% | 67.46% | 66.76% | 63.96% | 64.37% | |
| Avg DTI (debt to income) | 32.43 | 32.51 | 31.94 | 32.54 | 29.78 | 29.96 | 30.96 | 30.62 | |
| Avg refinance insurance % | 3.74% | 4.07% | 4.83% | 4.68% | 2.55% | 1.27% | 0.32% | 0.40% |
Best Refinance Brokers around Canterbury, New Hampshire 03224
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Canterbury, New Hampshire 03224, we have compiled a list of top refinance brokers to assist you in the process.
Dawn Phelps
Mortgage Loan Officer
11 Sawmill Rd
Gilford, NH 03224
(603) 528-2245
phelps@fsbnh.com
Andre Tremblay
VP, Commercial Loan Officer
387 Central St Ste 1
Franklin, NH 03224
(603) 934-8360
Andre.Tremblay@fsbnh.com
Debra Thum
Commercial Loan Officer
387 Central Street
Franklin, NH 03224
(603) 934-4445
davisthum@fsbnh.com
Randy Potter
Loan Originator
92 Main Street
Meredith, NH 03224
(603) 279-7902 Ext:225
randy.potter@maxfieldrealestate.com
Anne White
Mortgage Loan Originator
PO Box 177
Meredith, NH 03224
(603) 279-9120
awhite@mvsb.com
Address
11 Sawmill Rd
Gilford, NH
Contact
(603) 528-2245
Fax (301) 639-0804
phelps@fsbnh.com
Address
387 Central St Ste 1
Franklin, NH
Contact
(603) 934-8360
Fax (301) 639-0804
Andre.Tremblay@fsbnh.com
Address
387 Central Street
Franklin, NH
Contact
(603) 934-4445
Fax (301) 639-0804
davisthum@fsbnh.com