Compare Today’s Refinance Rates for Concord, New Hampshire 03305
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Concord, New Hampshire 03305.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $9,963 over the lifetime of your mortgage, which translates to a monthly savings of $28 in Concord and other areas of Merrimack county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Concord, New Hampshire 03305
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Interactive Refinance Rate Projections for Concord, New Hampshire 03305
Pureloan has developed an interactive chart to monitor the five largest local lenders in Concord, NH 03305, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Concord, New Hampshire 03305 from 2024 - 2016
The following historical data provides insights into refinancing trends in Concord, New Hampshire and the surrounding Merrimack county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.64% | 64.03% | 64.85% | 63.49% | 65.29% | 63.38% | 57.06% | 58.53% | 53.58% |
avg refi rate | 6.33% | 3.49% | 2.96% | 3.21% | 4.19% | 4.60% | 4.19% | 3.94% | 4.12% |
% 15 year fixed refinance | 2.27% | 20.08% | 21.33% | 22.57% | 20.42% | 27.47% | 32.96% | 31.32% | 34.84% |
avg refi rate | 5.75% | 2.68% | 2.42% | 2.75% | 3.62% | 3.89% | 3.34% | 3.18% | 3.36% |
Avg credit score | 730.82 | 747.10 | 751.88 | 754.49 | 742.68 | 734.79 | 736.84 | 742.63 | 747.13 |
Avg LTV (loan to value) | 59.68% | 58.31% | 64.73% | 66.90% | 65.81% | 62.87% | 64.77% | 65.62% | 67.82% |
Avg DTI (debt to income) | 41.16 | 38.07 | 36.47 | 36.14 | 37.50 | 37.54 | 37.22 | 35.87 | 36.06 |
Avg refinance insurance % | 1.25% | 0.60% | 2.21% | 3.00% | 3.49% | 1.98% | 2.25% | 2.19% | 2.24% |
Best Refinance Brokers around Concord, New Hampshire 03305
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Concord, New Hampshire 03305, we have compiled a list of top refinance brokers to assist you in the process.
Denise Rogers
Mortgage Loan Officer
167 North Main Street
Concord, NH 03305
(603) 230-4209
rogers@banknh.com
Chris Dorney
Mortgage Loan Officer
143 North Main Street
Concord, NH 03305
(603) 235-6405
chris.dorney@td.com
Ronald Wilbur
Loan officer
53 Regional Drive | Suite 200
Concord, NH 03305
(603) 271-3561
ronald.wilbur@nh.gov
Ingrid White
Loan officer
53 Regional Drive | Suite 200
Concord, NH 03305
(603) 271-3561
ingrid.white@nh.gov
Roland Roberge
Loan officer
53 Regional Drive | Suite 200
Concord, NH 03305
(603) 271-3561
roland.roberge@nh.gov
Address
167 North Main Street
Concord, NH
Contact
(603) 230-4209
Fax (301) 639-0804
rogers@banknh.com
Address
143 North Main Street
Concord, NH
Contact
(603) 235-6405
Fax (301) 639-0804
chris.dorney@td.com
Address
53 Regional Drive | Suite 200
Concord, NH
Contact
(603) 271-3561
Fax (301) 639-0804
ronald.wilbur@nh.gov