Compare Today’s Refinance Rates for Concord, New Hampshire
Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Concord, New Hampshire 03305. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $11,201 or $31 / month in Concord and other areas of Merrimack county.
Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Concord, New Hampshire 03305.
Summary of Average Refinance Terms in Concord, New Hampshire 03305
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Customized Refinance Rate Projections for Concord, NH
For refinance rate forecasts and predictions in Concord, NH 03305, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Concord, New Hampshire 03305 from 2014 - 2021
Below are historical data on refinancing in Concord, New Hampshire and around Merrimack county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 55.60% | 48.16% | 48.49% | 50.31% | 55.96% | 52.72% | 58.15% | 52.44% |
| avg refi rate | 4.93% | 4.57% | 3.92% | 3.80% | 4.50% | 4.14% | 3.94% | 4.06% |
| % 15 year fixed refinance | 33.40% | 38.82% | 41.63% | 40.27% | 35.75% | 34.71% | 31.51% | 34.96% |
| avg refi rate | 4.28% | 3.78% | 3.24% | 3.06% | 3.58% | 3.35% | 3.18% | 3.23% |
| Avg credit score | 763.72 | 762.86 | 768.24 | 757.59 | 745.56 | 748.63 | 743.27 | 740.81 |
| Avg LTV (loan to value) | 60.89% | 63.33% | 64.01% | 65.94% | 67.40% | 68.59% | 66.03% | 64.65% |
| Avg DTI (debt to income) | 32.67 | 32.09 | 33.05 | 33.39 | 35.89 | 35.83 | 35.68 | 36.82 |
| Avg refinance insurance % | 0.53% | 0.83% | 1.30% | 1.81% | 2.30% | 2.63% | 2.33% | 2.18% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Concord, New Hampshire 03305
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Concord, New Hampshire 03305, we have compiled a list of the leading refinance brokers to guide you.
Denise Rogers
Mortgage Loan Officer
167 North Main Street
Concord, NH 03305
(603) 230-4209
rogers@banknh.com
Chris Dorney
Mortgage Loan Officer
143 North Main Street
Concord, NH 03305
(603) 235-6405
chris.dorney@td.com
Ronald Wilbur
Loan officer
53 Regional Drive | Suite 200
Concord, NH 03305
(603) 271-3561
ronald.wilbur@nh.gov
Ingrid White
Loan officer
53 Regional Drive | Suite 200
Concord, NH 03305
(603) 271-3561
ingrid.white@nh.gov
Roland Roberge
Loan officer
53 Regional Drive | Suite 200
Concord, NH 03305
(603) 271-3561
roland.roberge@nh.gov
Address
167 North Main Street
Concord, NH
Contact
(603) 230-4209
Fax (301) 639-0804
rogers@banknh.com
Address
143 North Main Street
Concord, NH
Contact
(603) 235-6405
Fax (301) 639-0804
chris.dorney@td.com
Address
53 Regional Drive | Suite 200
Concord, NH
Contact
(603) 271-3561
Fax (301) 639-0804
ronald.wilbur@nh.gov