Compare Today’s Refinance Rates for Derry, New Hampshire
Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Derry, New Hampshire 03038. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $15,518 or $43 / month in Derry and other areas of Rockingham county.
Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Derry, New Hampshire 03038.
Summary of Average Refinance Terms in Derry, New Hampshire 03038


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Customized Refinance Rate Projections for Derry, NH
For refinance rate forecasts and predictions in Derry, NH 03038, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Derry, New Hampshire 03038 from 2014 - 2021
Below are historical data on refinancing in Derry, New Hampshire and around Rockingham county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 57.34% | 49.90% | 51.30% | 54.84% | 51.66% | 63.23% | 60.15% | 52.02% |
avg refi rate | 4.83% | 4.49% | 3.88% | 3.70% | 4.46% | 4.04% | 3.88% | 3.97% |
% 15 year fixed refinance | 30.50% | 37.07% | 35.79% | 36.21% | 35.54% | 26.63% | 28.92% | 35.67% |
avg refi rate | 4.25% | 3.76% | 3.25% | 3.01% | 3.53% | 3.26% | 3.12% | 3.18% |
Avg credit score | 771.23 | 772.70 | 775.52 | 770.46 | 756.11 | 762.65 | 759.76 | 757.56 |
Avg LTV (loan to value) | 61.85% | 62.27% | 63.98% | 66.38% | 69.48% | 68.81% | 66.59% | 64.38% |
Avg DTI (debt to income) | 28.71 | 28.84 | 27.64 | 28.08 | 30.09 | 30.54 | 30.26 | 31.20 |
Avg refinance insurance % | 1.22% | 1.23% | 1.61% | 2.52% | 3.70% | 3.30% | 2.36% | 2.04% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Derry, New Hampshire 03038
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Derry, New Hampshire 03038, we have compiled a list of the leading refinance brokers to guide you.
Tammy Poitras
Branch Manager
558 Mast Rd
Goffstown, NH 03038
(603) 206-9898
tammy@nhsynergy.com
Alan Cheney
Residential Loan Officer
3 Winnhaven Dr
Hudson, NH 03038
(603) 629-1582
acheney@stmarysbank.com
Bob Whittaker
Residential Loan Originator
603 Nashua St
Milford, NH 03038
(603) 249-7316
bwhittaker@stmarysbank.com
Dolly Snyder
Senior Mortgage Consultant
157 Main Dunstable Rd Ste 101
Nashua, NH 03038
(603) 566-3307
dollysnyder@gmail.com
Donna Lewis
Mortgage Originator
5 Buttrick Rd
Londonderry, NH 03038
(603) 434-4747
dlewis3323@aol.com
Address
558 Mast Rd
Goffstown, NH
Contact
(603) 206-9898
Fax (301) 639-0804
tammy@nhsynergy.com
Address
3 Winnhaven Dr
Hudson, NH
Contact
(603) 629-1582
Fax (301) 639-0804
acheney@stmarysbank.com
Address
603 Nashua St
Milford, NH
Contact
(603) 249-7316
Fax (301) 639-0804
bwhittaker@stmarysbank.com