Compare Today’s Refinance Rates for Dover, New Hampshire 03820
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Dover, New Hampshire 03820.
With a 30-year amortization refinance in Dover and surrounding areas of Strafford county, our calculations show that you can expect to save up to $9,820 over the lifetime of your mortgage, or a monthly savings of $27. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Dover, New Hampshire 03820.
Summary of Average Refinances in Dover, New Hampshire 03820
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Interactive Refinance Rate Projections for Dover, New Hampshire 03820
Pureloan has developed an interactive chart to monitor the five largest local lenders in Dover, NH 03820, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Dover, New Hampshire 03820 from 2024 - 2016
The following historical data provides insights into refinancing trends in Dover, New Hampshire and the surrounding Strafford county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 87.50% | 65.00% | 48.21% | 53.99% | 70.59% | 82.76% | 52.08% | 62.50% | 50.85% |
avg refi rate | 6.27% | 3.93% | 2.99% | 3.35% | 4.49% | 4.60% | 4.13% | 3.97% | 3.98% |
% 15 year fixed refinance | 21.67% | 35.27% | 26.99% | 15.69% | 6.90% | 33.33% | 27.50% | 35.59% | |
avg refi rate | 2.96% | 2.49% | 2.79% | 3.59% | 3.88% | 3.61% | 3.24% | 3.48% | |
Avg credit score | 745.63 | 887.58 | 751.03 | 752.55 | 741.18 | 732.48 | 729.63 | 753.03 | 761.32 |
Avg LTV (loan to value) | 58.25% | 64.60% | 67.41% | 72.36% | 74.45% | 75.38% | 71.94% | 73.33% | 71.47% |
Avg DTI (debt to income) | 34.13 | 32.67 | 31.33 | 32.32 | 33.53 | 34.21 | 32.71 | 32.85 | 31.44 |
Avg refinance insurance % | 1.50% | 3.42% | 2.93% | 5.45% | 4.71% | 4.21% | 4.77% | 3.08% | 2.98% |
Best Refinance Brokers around Dover, New Hampshire 03820
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Dover, New Hampshire 03820, we have compiled a list of top refinance brokers to assist you in the process.
Valerie Dyer
Assistant Vice President
633 Central Avenue
Dover, NH 03820
(603) 766-3113
vdyer@fsbdover.com
Cheryl Thompson
Assistant Vice President
633 Central Avenue
Dover, NH 03820
(603) 332-3840
cthompson@fsbdover.com
John Crisp
Commercial Portfolio Manager
633 Central Avenue
Dover, NH 03820
(603) 501-3546
jcrisp@fsbdover.com
Pamela Bishop
Commercial Loan Officer
633 Central Avenue
Dover, NH 03820
(603) 766-3116
pbishop@fsbdover.com
Paul Bergeron
Vice President
633 Central Avenue
Dover, NH 03820
(603) 842-6478
pbergeron@fsbdover.com
Address
633 Central Avenue
Dover, NH
Contact
(603) 766-3113
Fax (301) 639-0804
vdyer@fsbdover.com
Address
633 Central Avenue
Dover, NH
Contact
(603) 332-3840
Fax (301) 639-0804
cthompson@fsbdover.com
Address
633 Central Avenue
Dover, NH
Contact
(603) 501-3546
Fax (301) 639-0804
jcrisp@fsbdover.com