Compare Today’s Refinance Rates for Effingham, New Hampshire 03882
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Effingham, New Hampshire 03882.
With a 30-year amortization refinance in Effingham and surrounding areas of Carroll county, our calculations show that you can expect to save up to $10,613 over the lifetime of your mortgage, or a monthly savings of $29. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Effingham, New Hampshire 03882.
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Summary of Average Refinances in Effingham, New Hampshire 03882
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Interactive Refinance Rate Projections for Effingham, New Hampshire 03882
Pureloan has developed an interactive chart to monitor the five largest local lenders in Effingham, NH 03882, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Effingham, New Hampshire 03882 from 2024 - 2016
The following historical data provides insights into refinancing trends in Effingham, New Hampshire and the surrounding Carroll county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
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% 30 year fixed refinance | 94.12% | 69.68% | 52.88% | 51.59% | 62.14% | 77.22% | 65.79% | 61.22% | 59.60% |
avg refi rate | 6.12% | 4.11% | 3.05% | 3.44% | 4.48% | 4.60% | 4.13% | 3.96% | 4.13% |
% 15 year fixed refinance | 5.88% | 18.71% | 31.19% | 32.28% | 26.43% | 18.99% | 28.07% | 23.47% | 28.28% |
avg refi rate | 5.75% | 3.05% | 2.52% | 2.88% | 3.63% | 3.87% | 3.36% | 3.24% | 3.37% |
Avg credit score | 747.47 | 734.28 | 743.49 | 748.23 | 738.21 | 732.56 | 739.25 | 724.00 | 741.37 |
Avg LTV (loan to value) | 72.35% | 67.95% | 71.96% | 72.44% | 74.67% | 73.10% | 75.22% | 76.28% | 74.58% |
Avg DTI (debt to income) | 34.82 | 31.77 | 30.71 | 30.23 | 31.01 | 30.78 | 31.17 | 31.67 | 30.00 |
Avg refinance insurance % | 6.00% | 3.65% | 4.90% | 4.81% | 5.93% | 4.95% | 5.76% | 5.55% | 5.66% |
Best Refinance Brokers around Effingham, New Hampshire 03882
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Effingham, New Hampshire 03882, we have compiled a list of top refinance brokers to assist you in the process.
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