Compare Today’s Refinance Rates for Gilford, New Hampshire 03249
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Gilford, New Hampshire 03249.
With a 30-year amortization refinance in Gilford and surrounding areas of Belknap county, our calculations show that you can expect to save up to $11,784 over the lifetime of your mortgage, or a monthly savings of $33. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Gilford, New Hampshire 03249.
Summary of Average Refinances in Gilford, New Hampshire 03249
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Interactive Refinance Rate Projections for Gilford, New Hampshire 03249
Pureloan has developed an interactive chart to monitor the five largest local lenders in Gilford, NH 03249, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Gilford, New Hampshire 03249 from 2024 - 2016
The following historical data provides insights into refinancing trends in Gilford, New Hampshire and the surrounding Belknap county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 60.82% | 53.16% | 55.45% | 57.75% | 60.25% | 56.23% | 58.96% | 66.48% | |
avg refi rate | 4.13% | 3.98% | 4.13% | 4.56% | 3.84% | 3.95% | 4.62% | 4.93% | |
% 15 year fixed refinance | 25.77% | 35.02% | 31.82% | 30.99% | 28.87% | 33.81% | 36.42% | 23.86% | |
avg refi rate | 3.19% | 3.16% | 3.35% | 3.47% | 3.14% | 3.39% | 3.76% | 4.21% | |
Avg credit score | 754.06 | 752.66 | 750.95 | 754.43 | 762.10 | 768.90 | 767.45 | 765.87 | |
Avg LTV (loan to value) | 66.85% | 69.65% | 69.15% | 69.21% | 66.08% | 67.05% | 65.83% | 65.22% | |
Avg DTI (debt to income) | 35.39 | 32.11 | 32.79 | 32.37 | 30.85 | 30.06 | 32.20 | 29.96 | |
Avg refinance insurance % | 2.66% | 4.90% | 3.27% | 3.73% | 1.50% | 2.28% | 2.95% | 2.13% |
Best Refinance Brokers around Gilford, New Hampshire 03249
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Gilford, New Hampshire 03249, we have compiled a list of top refinance brokers to assist you in the process.
Tammie Mahoney
Mortgage Loan Officer
1441 Lakeshore Road
Gilford, NH 03249
(603) 527-3398
mahoney@banknh.com
Dawn Phelps
Mortgage Loan Officer
11 Sawmill Rd
Gilford, NH 03249
(603) 528-2245
phelps@fsbnh.com
Randy Potter
Loan Originator
92 Main Street
Meredith, NH 03249
(603) 279-7902 Ext:225
randy.potter@maxfieldrealestate.com
Anne White
Mortgage Loan Originator
PO Box 177
Meredith, NH 03249
(603) 279-9120
awhite@mvsb.com
Jan Chittick
Mortgage Loan Originator
PO Box 177
Meredith, NH 03249
(603) 279-5710
jchittick@mvsb.com
Address
1441 Lakeshore Road
Gilford, NH
Contact
(603) 527-3398
Fax (301) 639-0804
mahoney@banknh.com
Address
11 Sawmill Rd
Gilford, NH
Contact
(603) 528-2245
Fax (301) 639-0804
phelps@fsbnh.com
Address
92 Main Street
Meredith, NH
Contact
(603) 279-7902 Ext:225
Fax (301) 639-0804
randy.potter@maxfieldrealestate.com