Compare Today’s Refinance Rates for Goffstown, New Hampshire 03045
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Goffstown, New Hampshire 03045.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $11,784 over the lifetime of your mortgage, which translates to a monthly savings of $33 in Goffstown and other areas of Hillsborough county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Goffstown, New Hampshire 03045
Become a certified mortgage expert on Pureloan.com
in Goffstown, New Hampshire 03045
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Goffstown, New Hampshire 03045
Pureloan has developed an interactive chart to monitor the five largest local lenders in Goffstown, NH 03045, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Goffstown, New Hampshire 03045 from 2024 - 2016
The following historical data provides insights into refinancing trends in Goffstown, New Hampshire and the surrounding Hillsborough county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 93.75% | 63.72% | 47.64% | 46.04% | 53.95% | 75.64% | 58.89% | 57.14% | 55.17% |
avg refi rate | 6.46% | 4.02% | 3.00% | 3.19% | 4.40% | 4.55% | 4.09% | 3.95% | 4.08% |
% 15 year fixed refinance | 6.25% | 26.55% | 35.08% | 39.21% | 36.84% | 17.95% | 36.67% | 35.16% | 33.33% |
avg refi rate | 5.25% | 2.74% | 2.49% | 2.77% | 3.78% | 3.91% | 3.42% | 3.13% | 3.34% |
Avg credit score | 739.19 | 734.36 | 747.93 | 756.37 | 743.70 | 744.72 | 744.14 | 742.69 | 758.07 |
Avg LTV (loan to value) | 74.00% | 66.26% | 69.43% | 72.18% | 70.59% | 75.92% | 75.30% | 75.40% | 75.72% |
Avg DTI (debt to income) | 38.38 | 34.70 | 32.42 | 31.04 | 32.55 | 35.79 | 31.56 | 31.80 | 32.16 |
Avg refinance insurance % | 5.69% | 2.80% | 2.74% | 3.84% | 5.92% | 6.83% | 8.21% | 6.68% | 7.59% |
Best Refinance Brokers around Goffstown, New Hampshire 03045
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Goffstown, New Hampshire 03045, we have compiled a list of top refinance brokers to assist you in the process.
Tammy Poitras
Branch Manager
558 Mast Rd
Goffstown, NH 03045
(603) 206-9898
tammy@nhsynergy.com
Alan Cheney
Residential Loan Officer
3 Winnhaven Dr
Hudson, NH 03045
(603) 629-1582
acheney@stmarysbank.com
Bob Whittaker
Residential Loan Originator
603 Nashua St
Milford, NH 03045
(603) 249-7316
bwhittaker@stmarysbank.com
Donna Lewis
Mortgage Originator
5 Buttrick Rd
Londonderry, NH 03045
(603) 434-4747
dlewis3323@aol.com
Kenneth Schaefer
Mortgage Originator
5 Buttrick Rd
Londonderry, NH 03045
(603) 434-4747
kschaefer@schaefermortgage.com
Address
558 Mast Rd
Goffstown, NH
Contact
(603) 206-9898
Fax (301) 639-0804
tammy@nhsynergy.com
Address
3 Winnhaven Dr
Hudson, NH
Contact
(603) 629-1582
Fax (301) 639-0804
acheney@stmarysbank.com
Address
603 Nashua St
Milford, NH
Contact
(603) 249-7316
Fax (301) 639-0804
bwhittaker@stmarysbank.com