Compare Today’s Refinance Rates for Harrisville, New Hampshire 03450
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Harrisville, New Hampshire 03450.
With a 30-year amortization refinance in Harrisville and surrounding areas of Cheshire county, our calculations show that you can expect to save up to $7,810 over the lifetime of your mortgage, or a monthly savings of $22. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Harrisville, New Hampshire 03450.
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Summary of Average Refinances in Harrisville, New Hampshire 03450
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Harrisville, New Hampshire 03450
Pureloan has developed an interactive chart to monitor the five largest local lenders in Harrisville, NH 03450, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Harrisville, New Hampshire 03450 from 2024 - 2016
The following historical data provides insights into refinancing trends in Harrisville, New Hampshire and the surrounding Cheshire county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 88.46% | 61.52% | 62.32% | 61.71% | 63.77% | 60.87% | 48.96% | 52.17% | 54.03% |
| avg refi rate | 6.41% | 3.40% | 2.98% | 3.26% | 4.20% | 4.64% | 4.27% | 3.96% | 4.19% |
| % 15 year fixed refinance | 7.69% | 20.46% | 23.62% | 23.05% | 22.98% | 30.10% | 36.95% | 37.15% | 31.54% |
| avg refi rate | 5.13% | 2.81% | 2.47% | 2.80% | 3.63% | 3.90% | 3.38% | 3.23% | 3.39% |
| Avg credit score | 751.19 | 739.34 | 752.80 | 757.02 | 744.05 | 744.34 | 746.66 | 751.86 | 756.11 |
| Avg LTV (loan to value) | 55.88% | 55.61% | 64.38% | 69.72% | 70.43% | 68.05% | 69.75% | 70.30% | 71.12% |
| Avg DTI (debt to income) | 39.19 | 34.98 | 33.43 | 33.21 | 35.12 | 35.77 | 34.31 | 33.91 | 33.97 |
| Avg refinance insurance % | 3.27% | 0.32% | 1.50% | 3.59% | 4.39% | 4.01% | 3.65% | 3.88% | 4.41% |
Best Refinance Brokers around Harrisville, New Hampshire 03450
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Harrisville, New Hampshire 03450, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Linda Yorke
Mortgage Loan Officer
132 Main St
Colebrook, NH 03450
(888) 237-7054
lyorke@firstcolebrookbank.com
Linda Yorke
VP/Mortgage Loan Officer
132 Main Street
Colebrook, NH 03450
(603) 237-7054
lyorke@granitebank.com
Kathleen Finnigan
Mortgage Loan Officer
125 Main Street
Littleton, NH 03450
(603) 527-6643
finnigan@banknh.com
Address
132 Main St
Colebrook, NH
Contact
(888) 237-7054
Fax (301) 639-0804
lyorke@firstcolebrookbank.com
Address
132 Main Street
Colebrook, NH
Contact
(603) 237-7054
Fax (301) 639-0804
lyorke@granitebank.com
Address
125 Main Street
Littleton, NH
Contact
(603) 527-6643
Fax (301) 639-0804
finnigan@banknh.com