Compare Today’s Refinance Rates for Keene, New Hampshire 03431
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Keene, New Hampshire 03431.
With a 30-year amortization refinance in Keene and surrounding areas of Cheshire county, our calculations show that you can expect to save up to $10,992 over the lifetime of your mortgage, or a monthly savings of $31. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Keene, New Hampshire 03431.
Summary of Average Refinances in Keene, New Hampshire 03431
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Interactive Refinance Rate Projections for Keene, New Hampshire 03431
Pureloan has developed an interactive chart to monitor the five largest local lenders in Keene, NH 03431, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Keene, New Hampshire 03431 from 2024 - 2016
The following historical data provides insights into refinancing trends in Keene, New Hampshire and the surrounding Cheshire county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.46% | 61.52% | 62.32% | 61.71% | 63.77% | 60.87% | 48.96% | 52.17% | 54.03% |
avg refi rate | 6.41% | 3.40% | 2.98% | 3.26% | 4.20% | 4.64% | 4.27% | 3.96% | 4.19% |
% 15 year fixed refinance | 7.69% | 20.46% | 23.62% | 23.05% | 22.98% | 30.10% | 36.95% | 37.15% | 31.54% |
avg refi rate | 5.13% | 2.81% | 2.47% | 2.80% | 3.63% | 3.90% | 3.38% | 3.23% | 3.39% |
Avg credit score | 751.19 | 739.34 | 752.80 | 757.02 | 744.05 | 744.34 | 746.66 | 751.86 | 756.11 |
Avg LTV (loan to value) | 55.88% | 55.61% | 64.38% | 69.72% | 70.43% | 68.05% | 69.75% | 70.30% | 71.12% |
Avg DTI (debt to income) | 39.19 | 34.98 | 33.43 | 33.21 | 35.12 | 35.77 | 34.31 | 33.91 | 33.97 |
Avg refinance insurance % | 3.27% | 0.32% | 1.50% | 3.59% | 4.39% | 4.01% | 3.65% | 3.88% | 4.41% |
Best Refinance Brokers around Keene, New Hampshire 03431
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Keene, New Hampshire 03431, we have compiled a list of top refinance brokers to assist you in the process.
Greg Curry
Mortgage Planner
100 Washington Street,
Keene, NH 03431
(603) 352-0519
greg.curry@regencymtg.com
Kathleen Malloy
Branch Manager
100 Washington Street,
Keene, NH 03431
(603) 352-0519
kathleen.malloy@regencymtg.com
Judi Haselton-Dill
Loan Officer
15 Main Street
Keene, NH 03431
(855) 820-0928
judi.haselton-dill@citizensbank.com
Address
100 Washington Street,
Keene, NH
Contact
(603) 352-0519
Fax (301) 639-0804
greg.curry@regencymtg.com
Address
100 Washington Street,
Keene, NH
Contact
(603) 352-0519
Fax (301) 639-0804
kathleen.malloy@regencymtg.com
Address
15 Main Street
Keene, NH
Contact
(855) 820-0928
Fax (301) 639-0804
judi.haselton-dill@citizensbank.com