Compare Today’s Refinance Rates for Laconia, New Hampshire 03246
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Laconia, New Hampshire 03246.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $9,820 over the lifetime of your mortgage, which translates to a monthly savings of $27 in Laconia and other areas of Belknap county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Laconia, New Hampshire 03246
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Interactive Refinance Rate Projections for Laconia, New Hampshire 03246
Pureloan has developed an interactive chart to monitor the five largest local lenders in Laconia, NH 03246, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Laconia, New Hampshire 03246 from 2024 - 2016
The following historical data provides insights into refinancing trends in Laconia, New Hampshire and the surrounding Belknap county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 60.82% | 53.16% | 55.45% | 57.75% | 60.25% | 56.23% | 58.96% | 66.48% | |
avg refi rate | 4.13% | 3.98% | 4.13% | 4.56% | 3.84% | 3.95% | 4.62% | 4.93% | |
% 15 year fixed refinance | 25.77% | 35.02% | 31.82% | 30.99% | 28.87% | 33.81% | 36.42% | 23.86% | |
avg refi rate | 3.19% | 3.16% | 3.35% | 3.47% | 3.14% | 3.39% | 3.76% | 4.21% | |
Avg credit score | 754.06 | 752.66 | 750.95 | 754.43 | 762.10 | 768.90 | 767.45 | 765.87 | |
Avg LTV (loan to value) | 66.85% | 69.65% | 69.15% | 69.21% | 66.08% | 67.05% | 65.83% | 65.22% | |
Avg DTI (debt to income) | 35.39 | 32.11 | 32.79 | 32.37 | 30.85 | 30.06 | 32.20 | 29.96 | |
Avg refinance insurance % | 2.66% | 4.90% | 3.27% | 3.73% | 1.50% | 2.28% | 2.95% | 2.13% |
Best Refinance Brokers around Laconia, New Hampshire 03246
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Laconia, New Hampshire 03246, we have compiled a list of top refinance brokers to assist you in the process.
Jacqueline Vickery
AVP Mortgage Loan Officer
62 Pleasant Street
Laconia, NH 03246
(603) 527-3240
vickery@banknh.com
Tammy Cote
Mortgage Loan Officer
62 Pleasant Street
Laconia, NH 03246
(603) 528-5353
cote@banknh.com
Randy Potter
Loan Originator
92 Main Street
Meredith, NH 03246
(603) 279-7902 Ext:225
randy.potter@maxfieldrealestate.com
Anne White
Mortgage Loan Originator
PO Box 177
Meredith, NH 03246
(603) 279-9120
awhite@mvsb.com
Jan Chittick
Mortgage Loan Originator
PO Box 177
Meredith, NH 03246
(603) 279-5710
jchittick@mvsb.com
Address
62 Pleasant Street
Laconia, NH
Contact
(603) 527-3240
Fax (301) 639-0804
vickery@banknh.com
Address
62 Pleasant Street
Laconia, NH
Contact
(603) 528-5353
Fax (301) 639-0804
cote@banknh.com
Address
92 Main Street
Meredith, NH
Contact
(603) 279-7902 Ext:225
Fax (301) 639-0804
randy.potter@maxfieldrealestate.com