Compare Today’s Refinance Rates for Laconia, New Hampshire
Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Laconia, New Hampshire 03247. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $5,645 or $16 / month in Laconia and other areas of Belknap county.
Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Laconia, New Hampshire 03247.
Summary of Average Refinance Terms in Laconia, New Hampshire 03247
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Customized Refinance Rate Projections for Laconia, NH
For refinance rate forecasts and predictions in Laconia, NH 03247, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Laconia, New Hampshire 03247 from 2013 - 2020
Below are historical data on refinancing in Laconia, New Hampshire and around Belknap county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 66.48% | 58.96% | 56.23% | 60.25% | 57.75% | 55.45% | 53.16% | 60.82% |
| avg refi rate | 4.93% | 4.62% | 3.95% | 3.84% | 4.56% | 4.13% | 3.98% | 4.13% |
| % 15 year fixed refinance | 23.86% | 36.42% | 33.81% | 28.87% | 30.99% | 31.82% | 35.02% | 25.77% |
| avg refi rate | 4.21% | 3.76% | 3.39% | 3.14% | 3.47% | 3.35% | 3.16% | 3.19% |
| Avg credit score | 765.87 | 767.45 | 768.90 | 762.10 | 754.43 | 750.95 | 752.66 | 754.06 |
| Avg LTV (loan to value) | 65.22% | 65.83% | 67.05% | 66.08% | 69.21% | 69.15% | 69.65% | 66.85% |
| Avg DTI (debt to income) | 29.96 | 32.20 | 30.06 | 30.85 | 32.37 | 32.79 | 32.11 | 35.39 |
| Avg refinance insurance % | 2.13% | 2.95% | 2.28% | 1.50% | 3.73% | 3.27% | 4.90% | 2.66% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Laconia, New Hampshire 03247
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Laconia, New Hampshire 03247, we have compiled a list of the leading refinance brokers to guide you.
Jacqueline Vickery
AVP Mortgage Loan Officer
62 Pleasant Street
Laconia, NH 03247
(603) 527-3240
vickery@banknh.com
Tammy Cote
Mortgage Loan Officer
62 Pleasant Street
Laconia, NH 03247
(603) 528-5353
cote@banknh.com
Randy Potter
Loan Originator
92 Main Street
Meredith, NH 03247
(603) 279-7902 Ext:225
randy.potter@maxfieldrealestate.com
Anne White
Mortgage Loan Originator
PO Box 177
Meredith, NH 03247
(603) 279-9120
awhite@mvsb.com
Jan Chittick
Mortgage Loan Originator
PO Box 177
Meredith, NH 03247
(603) 279-5710
jchittick@mvsb.com
Address
62 Pleasant Street
Laconia, NH
Contact
(603) 527-3240
Fax (301) 639-0804
vickery@banknh.com
Address
62 Pleasant Street
Laconia, NH
Contact
(603) 528-5353
Fax (301) 639-0804
cote@banknh.com
Address
92 Main Street
Meredith, NH
Contact
(603) 279-7902 Ext:225
Fax (301) 639-0804
randy.potter@maxfieldrealestate.com