Compare Today’s Refinance Rates for Laconia, New Hampshire

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Laconia, New Hampshire 03247. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $5,645 or $16 / month in Laconia and other areas of Belknap county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Laconia, New Hampshire 03247.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Laconia, New Hampshire 03247

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Laconia, NH

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Laconia, NH 03247, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Laconia, NH

Refinance Rates for Laconia, New Hampshire 03247 from 2013 - 2020

Below are historical data on refinancing in Laconia, New Hampshire and around Belknap county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 66.48% 58.96% 56.23% 60.25% 57.75% 55.45% 53.16% 60.82%
avg refi rate 4.93% 4.62% 3.95% 3.84% 4.56% 4.13% 3.98% 4.13%
% 15 year fixed refinance 23.86% 36.42% 33.81% 28.87% 30.99% 31.82% 35.02% 25.77%
avg refi rate 4.21% 3.76% 3.39% 3.14% 3.47% 3.35% 3.16% 3.19%
Avg credit score 765.87 767.45 768.90 762.10 754.43 750.95 752.66 754.06
Avg LTV (loan to value) 65.22% 65.83% 67.05% 66.08% 69.21% 69.15% 69.65% 66.85%
Avg DTI (debt to income) 29.96 32.20 30.06 30.85 32.37 32.79 32.11 35.39
Avg refinance insurance % 2.13% 2.95% 2.28% 1.50% 3.73% 3.27% 4.90% 2.66%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Laconia, New Hampshire 03247

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Laconia, New Hampshire 03247, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Jacqueline Vickery

AVP Mortgage Loan Officer

62 Pleasant Street

Laconia, NH 03247

(603) 527-3240

vickery@banknh.com

Tammy Cote

Mortgage Loan Officer

62 Pleasant Street

Laconia, NH 03247

(603) 528-5353

cote@banknh.com

Randy Potter

Loan Originator

92 Main Street

Meredith, NH 03247

(603) 279-7902 Ext:225

randy.potter@maxfieldrealestate.com

Anne White

Mortgage Loan Originator

PO Box 177

Meredith, NH 03247

(603) 279-9120

awhite@mvsb.com

Jan Chittick

Mortgage Loan Originator

PO Box 177

Meredith, NH 03247

(603) 279-5710

jchittick@mvsb.com

Address

62 Pleasant Street

Laconia, NH

Contact

(603) 527-3240

Fax (301) 639-0804

vickery@banknh.com

Address

62 Pleasant Street

Laconia, NH

Contact

(603) 528-5353

Fax (301) 639-0804

cote@banknh.com

Address

92 Main Street

Meredith, NH

Contact

(603) 279-7902 Ext:225

Fax (301) 639-0804

randy.potter@maxfieldrealestate.com

Refinancing News for Laconia, New Hampshire 03247