Compare Today’s Refinance Rates for Lyme, New Hampshire 03768
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Lyme, New Hampshire 03768.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $19,017 over the lifetime of your mortgage, which translates to a monthly savings of $53 in Lyme and other areas of Grafton county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Lyme, New Hampshire 03768
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Interactive Refinance Rate Projections for Lyme, New Hampshire 03768
Pureloan has developed an interactive chart to monitor the five largest local lenders in Lyme, NH 03768, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Lyme, New Hampshire 03768 from 2024 - 2016
The following historical data provides insights into refinancing trends in Lyme, New Hampshire and the surrounding Grafton county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 90.43% | 63.98% | 64.98% | 64.14% | 69.22% | 66.14% | 58.06% | 54.90% | 56.30% |
| avg refi rate | 6.25% | 3.64% | 2.93% | 3.22% | 4.13% | 4.52% | 4.13% | 3.91% | 4.09% |
| % 15 year fixed refinance | 6.38% | 21.06% | 20.02% | 21.36% | 18.68% | 22.78% | 28.74% | 33.07% | 29.33% |
| avg refi rate | 5.66% | 2.75% | 2.40% | 2.76% | 3.61% | 3.94% | 3.30% | 3.15% | 3.30% |
| Avg credit score | 746.86 | 755.33 | 754.65 | 760.25 | 751.48 | 743.07 | 743.79 | 751.92 | 750.66 |
| Avg LTV (loan to value) | 52.07% | 57.55% | 64.72% | 67.53% | 67.66% | 64.82% | 67.09% | 69.94% | 71.65% |
| Avg DTI (debt to income) | 35.37 | 33.41 | 31.93 | 31.39 | 33.22 | 33.34 | 33.14 | 31.86 | 31.76 |
| Avg refinance insurance % | 0.98% | 0.60% | 2.15% | 3.41% | 4.03% | 2.19% | 2.29% | 3.49% | 4.31% |
Best Refinance Brokers around Lyme, New Hampshire 03768
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Lyme, New Hampshire 03768, we have compiled a list of top refinance brokers to assist you in the process.
Christine Heath
Mortgage Loan Originator
PO Box 569
Newport, NH 03768
(603) 456-2281
cheath@sugarriverbank.com
Joe Conway
Vice President, Senior Commercial Lending Officer
PO Box 569
Newport, NH 03768
(603) 227-6010
jconway@sugarriverbank.com
Josh Lizotte
Mortgage Loan Originator
PO Box 569
Newport, NH 03768
(603) 526-2060
jlizotte@sugarriverbank.com
Mary Sullivan
AVP, Mortgage Loan Originator
PO Box 569
Newport, NH 03768
(603) 227-6011
msullivan@sugarriverbank.com
Shawn Bard
AVP, Commercial Loan Officer
PO Box 569
Newport, NH 03768
(603) 843-6268
sbard@sugarriverbank.com
Address
PO Box 569
Newport, NH
Contact
(603) 456-2281
Fax (301) 639-0804
cheath@sugarriverbank.com
Address
PO Box 569
Newport, NH
Contact
(603) 227-6010
Fax (301) 639-0804
jconway@sugarriverbank.com
Address
PO Box 569
Newport, NH
Contact
(603) 526-2060
Fax (301) 639-0804
jlizotte@sugarriverbank.com