Compare Today’s Refinance Rates for Manchester, New Hampshire
Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Manchester, New Hampshire 03107. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $10,115 or $28 / month in Manchester and other areas of Hillsborough county.
Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Manchester, New Hampshire 03107.
Summary of Average Refinance Terms in Manchester, New Hampshire 03107
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Customized Refinance Rate Projections for Manchester, NH
For refinance rate forecasts and predictions in Manchester, NH 03107, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Manchester, New Hampshire 03107 from 2013 - 2020
Below are historical data on refinancing in Manchester, New Hampshire and around Hillsborough county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 56.57% | 48.58% | 45.71% | 49.64% | 54.65% | 53.96% | 54.82% | 53.51% |
| avg refi rate | 4.81% | 4.56% | 3.88% | 3.72% | 4.49% | 4.09% | 3.90% | 4.05% |
| % 15 year fixed refinance | 30.41% | 33.10% | 32.90% | 37.48% | 36.05% | 29.74% | 26.51% | 32.43% |
| avg refi rate | 4.17% | 3.78% | 3.22% | 2.98% | 3.61% | 3.26% | 3.09% | 3.23% |
| Avg credit score | 761.25 | 761.86 | 766.00 | 764.08 | 752.20 | 752.72 | 750.27 | 755.20 |
| Avg LTV (loan to value) | 68.30% | 68.15% | 70.84% | 70.43% | 72.93% | 74.75% | 75.63% | 73.60% |
| Avg DTI (debt to income) | 30.38 | 30.82 | 30.14 | 30.53 | 32.22 | 32.34 | 33.32 | 32.89 |
| Avg refinance insurance % | 1.53% | 2.17% | 3.48% | 3.51% | 5.14% | 5.94% | 6.54% | 4.19% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Manchester, New Hampshire 03107
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Manchester, New Hampshire 03107, we have compiled a list of the leading refinance brokers to guide you.
Pauline Juneau
Mortgage Loan Officer
705 Hooksett Road
Manchester, NH 03107
(603) 528-8157
juneau@banknh.com
Thomas Champagne
Vice President, Commercial Lending Officer
200 McGregor Street
Manchester, NH 03107
(603) 629-1439
tchampagne@stmarysbank.com
Sunshine Voisine
Residential Loan Originator
200 McGregor Street
Manchester, NH 03107
(603) 629-1558
svoisine@stmarysbank.com
Steven Scheiner
Vice President, Commercial Lending Officer
200 McGregor Street
Manchester, NH 03107
(603) 629-1543
sscheiner@stmarysbank.com
Donald St.Germain
Executive Vice President, Chief Lending Officer
200 McGregor Street
Manchester, NH 03107
(603) 629-1546
dstgermain@stmarysbank.com
Address
705 Hooksett Road
Manchester, NH
Contact
(603) 528-8157
Fax (301) 639-0804
juneau@banknh.com
Address
200 McGregor Street
Manchester, NH
Contact
(603) 629-1439
Fax (301) 639-0804
tchampagne@stmarysbank.com
Address
200 McGregor Street
Manchester, NH
Contact
(603) 629-1558
Fax (301) 639-0804
svoisine@stmarysbank.com