Compare Today’s Refinance Rates for Manchester, New Hampshire 03107
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Manchester, New Hampshire 03107.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $10,613 over the lifetime of your mortgage, which translates to a monthly savings of $29 in Manchester and other areas of Hillsborough county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Manchester, New Hampshire 03107
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Interactive Refinance Rate Projections for Manchester, New Hampshire 03107
Pureloan has developed an interactive chart to monitor the five largest local lenders in Manchester, NH 03107, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Manchester, New Hampshire 03107 from 2024 - 2016
The following historical data provides insights into refinancing trends in Manchester, New Hampshire and the surrounding Hillsborough county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.00% | 61.52% | 51.42% | 53.11% | 61.09% | 68.94% | 56.56% | 58.42% | 61.96% |
avg refi rate | 6.18% | 4.05% | 3.00% | 3.30% | 4.41% | 4.53% | 4.11% | 3.94% | 4.04% |
% 15 year fixed refinance | 6.67% | 25.18% | 30.87% | 30.95% | 29.29% | 21.28% | 30.77% | 27.72% | 26.67% |
avg refi rate | 5.62% | 2.87% | 2.48% | 2.78% | 3.73% | 4.10% | 3.40% | 3.06% | 3.21% |
Avg credit score | 752.12 | 737.03 | 750.72 | 754.10 | 745.08 | 747.08 | 750.23 | 744.23 | 749.63 |
Avg LTV (loan to value) | 65.33% | 65.68% | 68.28% | 70.97% | 73.27% | 73.90% | 73.24% | 75.70% | 74.14% |
Avg DTI (debt to income) | 35.33 | 34.13 | 31.80 | 31.32 | 33.08 | 32.76 | 31.83 | 32.60 | 31.99 |
Avg refinance insurance % | 6.02% | 2.29% | 2.82% | 4.37% | 5.24% | 6.11% | 6.04% | 6.92% | 5.64% |
Best Refinance Brokers around Manchester, New Hampshire 03107
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Manchester, New Hampshire 03107, we have compiled a list of top refinance brokers to assist you in the process.
Pauline Juneau
Mortgage Loan Officer
705 Hooksett Road
Manchester, NH 03107
(603) 528-8157
juneau@banknh.com
Thomas Champagne
Vice President, Commercial Lending Officer
200 McGregor Street
Manchester, NH 03107
(603) 629-1439
tchampagne@stmarysbank.com
Sunshine Voisine
Residential Loan Originator
200 McGregor Street
Manchester, NH 03107
(603) 629-1558
svoisine@stmarysbank.com
Steven Scheiner
Vice President, Commercial Lending Officer
200 McGregor Street
Manchester, NH 03107
(603) 629-1543
sscheiner@stmarysbank.com
Donald St.Germain
Executive Vice President, Chief Lending Officer
200 McGregor Street
Manchester, NH 03107
(603) 629-1546
dstgermain@stmarysbank.com
Address
705 Hooksett Road
Manchester, NH
Contact
(603) 528-8157
Fax (301) 639-0804
juneau@banknh.com
Address
200 McGregor Street
Manchester, NH
Contact
(603) 629-1439
Fax (301) 639-0804
tchampagne@stmarysbank.com
Address
200 McGregor Street
Manchester, NH
Contact
(603) 629-1558
Fax (301) 639-0804
svoisine@stmarysbank.com