Compare Today’s Refinance Rates for Manchester, New Hampshire

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Manchester, New Hampshire 03107. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $10,115 or $28 / month in Manchester and other areas of Hillsborough county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Manchester, New Hampshire 03107.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Manchester, New Hampshire 03107

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Manchester, NH

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Manchester, NH 03107, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Manchester, NH

Refinance Rates for Manchester, New Hampshire 03107 from 2013 - 2020

Below are historical data on refinancing in Manchester, New Hampshire and around Hillsborough county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 56.57% 48.58% 45.71% 49.64% 54.65% 53.96% 54.82% 53.51%
avg refi rate 4.81% 4.56% 3.88% 3.72% 4.49% 4.09% 3.90% 4.05%
% 15 year fixed refinance 30.41% 33.10% 32.90% 37.48% 36.05% 29.74% 26.51% 32.43%
avg refi rate 4.17% 3.78% 3.22% 2.98% 3.61% 3.26% 3.09% 3.23%
Avg credit score 761.25 761.86 766.00 764.08 752.20 752.72 750.27 755.20
Avg LTV (loan to value) 68.30% 68.15% 70.84% 70.43% 72.93% 74.75% 75.63% 73.60%
Avg DTI (debt to income) 30.38 30.82 30.14 30.53 32.22 32.34 33.32 32.89
Avg refinance insurance % 1.53% 2.17% 3.48% 3.51% 5.14% 5.94% 6.54% 4.19%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Manchester, New Hampshire 03107

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Manchester, New Hampshire 03107, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Pauline Juneau

Mortgage Loan Officer

705 Hooksett Road

Manchester, NH 03107

(603) 528-8157

juneau@banknh.com

Thomas Champagne

Vice President, Commercial Lending Officer

200 McGregor Street

Manchester, NH 03107

(603) 629-1439

tchampagne@stmarysbank.com

Sunshine Voisine

Residential Loan Originator

200 McGregor Street

Manchester, NH 03107

(603) 629-1558

svoisine@stmarysbank.com

Steven Scheiner

Vice President, Commercial Lending Officer

200 McGregor Street

Manchester, NH 03107

(603) 629-1543

sscheiner@stmarysbank.com

Donald St.Germain

Executive Vice President, Chief Lending Officer

200 McGregor Street

Manchester, NH 03107

(603) 629-1546

dstgermain@stmarysbank.com

Address

705 Hooksett Road

Manchester, NH

Contact

(603) 528-8157

Fax (301) 639-0804

juneau@banknh.com

Address

200 McGregor Street

Manchester, NH

Contact

(603) 629-1439

Fax (301) 639-0804

tchampagne@stmarysbank.com

Address

200 McGregor Street

Manchester, NH

Contact

(603) 629-1558

Fax (301) 639-0804

svoisine@stmarysbank.com

Refinancing News for Manchester, New Hampshire 03107