Compare Today’s Refinance Rates for North Hampton, New Hampshire 03862
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in North Hampton, New Hampshire 03862.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $13,876 over the lifetime of your mortgage, which translates to a monthly savings of $39 in North Hampton and other areas of Rockingham county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
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Summary of Average Refinances in North Hampton, New Hampshire 03862
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for North Hampton, New Hampshire 03862
Pureloan has developed an interactive chart to monitor the five largest local lenders in North Hampton, NH 03862, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in North Hampton, New Hampshire 03862 from 2024 - 2016
The following historical data provides insights into refinancing trends in North Hampton, New Hampshire and the surrounding Rockingham county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 94.87% | 60.37% | 56.29% | 53.22% | 61.51% | 63.76% | 59.54% | 53.47% | 56.85% |
| avg refi rate | 6.35% | 3.93% | 2.98% | 3.27% | 4.43% | 4.59% | 4.22% | 3.98% | 4.08% |
| % 15 year fixed refinance | 5.13% | 21.26% | 26.54% | 27.06% | 25.66% | 26.15% | 31.68% | 31.35% | 29.44% |
| avg refi rate | 5.69% | 2.84% | 2.44% | 2.85% | 3.58% | 4.06% | 3.49% | 3.23% | 3.37% |
| Avg credit score | 744.18 | 736.08 | 741.78 | 751.46 | 742.65 | 737.26 | 730.46 | 741.46 | 752.10 |
| Avg LTV (loan to value) | 67.90% | 65.24% | 69.21% | 72.38% | 73.56% | 73.11% | 74.29% | 75.13% | 75.46% |
| Avg DTI (debt to income) | 39.44 | 33.01 | 32.01 | 31.65 | 32.61 | 32.10 | 32.77 | 34.80 | 31.63 |
| Avg refinance insurance % | 4.05% | 2.26% | 2.99% | 4.08% | 4.71% | 4.79% | 5.70% | 6.84% | 6.42% |
Best Refinance Brokers around North Hampton, New Hampshire 03862
If you are considering refinancing your mortgage or obtaining a cash-out refinance in North Hampton, New Hampshire 03862, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Dennis Cote
Mortgage Loan Officer
301 North Main Street
Rochester, NH 03862
(603) 528-8173
dcote@banknh.com
Address
301 North Main Street
Rochester, NH
Contact
(603) 528-8173
Fax (301) 639-0804
dcote@banknh.com