Compare Today’s Refinance Rates for Portsmouth, New Hampshire 03804
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Portsmouth, New Hampshire 03804.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Portsmouth, New Hampshire 03804. For 30-year amortization refinancing, you can expect lifetime cash savings of $25,352 or $70 per month in Portsmouth and other parts of Rockingham county.
Summary of Average Refinances in Portsmouth, New Hampshire 03804
Become a certified mortgage expert on Pureloan.com
in Portsmouth, New Hampshire 03804
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Portsmouth, New Hampshire 03804
Pureloan has developed an interactive chart to monitor the five largest local lenders in Portsmouth, NH 03804, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Portsmouth, New Hampshire 03804 from 2024 - 2016
The following historical data provides insights into refinancing trends in Portsmouth, New Hampshire and the surrounding Rockingham county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.48% | 60.88% | 54.07% | 48.75% | 58.49% | 57.71% | 55.95% | 50.20% | 50.72% |
avg refi rate | 6.16% | 3.86% | 2.92% | 3.22% | 4.25% | 4.55% | 4.14% | 3.91% | 4.17% |
% 15 year fixed refinance | 9.52% | 23.74% | 28.06% | 31.92% | 27.22% | 32.60% | 31.62% | 33.86% | 36.39% |
avg refi rate | 5.84% | 2.98% | 2.39% | 2.73% | 3.57% | 3.98% | 3.36% | 3.13% | 3.35% |
Avg credit score | 742.21 | 737.18 | 751.23 | 753.76 | 747.35 | 737.74 | 744.79 | 749.55 | 750.20 |
Avg LTV (loan to value) | 67.88% | 62.49% | 65.96% | 69.63% | 73.18% | 73.37% | 75.45% | 74.91% | 76.33% |
Avg DTI (debt to income) | 37.71 | 33.32 | 31.30 | 31.14 | 33.32 | 34.40 | 33.44 | 31.98 | 31.95 |
Avg refinance insurance % | 2.45% | 1.52% | 1.97% | 3.06% | 4.17% | 4.90% | 6.61% | 5.64% | 6.52% |
Best Refinance Brokers around Portsmouth, New Hampshire 03804
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Portsmouth, New Hampshire 03804, we have compiled a list of top refinance brokers to assist you in the process.
MaryEllen McKenney
Mortgage Loan Officer
11 Portwalk Place
Portsmouth, NH 03804
(603) 527-5202
mckenney@banknh.com
Richard Sciaudone
Mortgage Loan Officer
333 State Street
Portsmouth, NH 03804
(603) 430-3872
richard.sciaudone@td.com
Brenda Hoefle
Residential Loan Officer
170 Commerce Way
Portsmouth, NH 03804
(603) 228-5010
bhoefle@stmarysbank.com
Scott McCauley
Mortgage Planner
40 Congress Street, Floor 3
Portsmouth, NH 03804
(603) 431-3503
scott.mccauley@regencymtg.com
Rob Gibbons
Mortgage Planner
40 Congress Street, Floor 3
Portsmouth, NH 03804
(603) 431-3503
rob.gibbons@regencymtg.com
Address
11 Portwalk Place
Portsmouth, NH
Contact
(603) 527-5202
Fax (301) 639-0804
mckenney@banknh.com
Address
333 State Street
Portsmouth, NH
Contact
(603) 430-3872
Fax (301) 639-0804
richard.sciaudone@td.com
Address
170 Commerce Way
Portsmouth, NH
Contact
(603) 228-5010
Fax (301) 639-0804
bhoefle@stmarysbank.com