Compare Today’s Refinance Rates for Portsmouth, New Hampshire

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Portsmouth, New Hampshire 03802. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Portsmouth and surrounding areas of Rockingham county, your expected lifetime cash savings are $4,598 or $13 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Portsmouth, New Hampshire 03802.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Portsmouth, New Hampshire 03802

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Portsmouth, NH

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Portsmouth, NH 03802, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Portsmouth, NH

Refinance Rates for Portsmouth, New Hampshire 03802 from 2013 - 2020

Below are historical data on refinancing in Portsmouth, New Hampshire and around Rockingham county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 52.40% 46.12% 44.76% 52.23% 61.07% 54.81% 52.32% 54.73%
avg refi rate 4.81% 4.51% 3.91% 3.72% 4.49% 4.09% 3.90% 4.01%
% 15 year fixed refinance 31.79% 34.89% 38.02% 35.64% 30.87% 30.23% 30.70% 33.58%
avg refi rate 4.18% 3.83% 3.24% 2.95% 3.53% 3.29% 3.11% 3.16%
Avg credit score 768.28 764.68 769.31 764.60 751.23 756.12 754.00 751.93
Avg LTV (loan to value) 65.95% 66.80% 67.63% 69.31% 73.89% 73.52% 73.33% 71.25%
Avg DTI (debt to income) 31.20 31.35 30.58 30.57 33.00 32.96 32.72 33.28
Avg refinance insurance % 1.76% 2.21% 2.82% 3.82% 6.33% 5.38% 5.10% 4.46%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Portsmouth, New Hampshire 03802

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Portsmouth, New Hampshire 03802, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

MaryEllen McKenney

Mortgage Loan Officer

11 Portwalk Place

Portsmouth, NH 03802

(603) 527-5202

mckenney@banknh.com

Richard Sciaudone

Mortgage Loan Officer

333 State Street

Portsmouth, NH 03802

(603) 430-3872

richard.sciaudone@td.com

Brenda Hoefle

Residential Loan Officer

170 Commerce Way

Portsmouth, NH 03802

(603) 228-5010

bhoefle@stmarysbank.com

Scott McCauley

Mortgage Planner

40 Congress Street, Floor 3

Portsmouth, NH 03802

(603) 431-3503

scott.mccauley@regencymtg.com

Rob Gibbons

Mortgage Planner

40 Congress Street, Floor 3

Portsmouth, NH 03802

(603) 431-3503

rob.gibbons@regencymtg.com

Address

11 Portwalk Place

Portsmouth, NH

Contact

(603) 527-5202

Fax (301) 639-0804

mckenney@banknh.com

Address

333 State Street

Portsmouth, NH

Contact

(603) 430-3872

Fax (301) 639-0804

richard.sciaudone@td.com

Address

170 Commerce Way

Portsmouth, NH

Contact

(603) 228-5010

Fax (301) 639-0804

bhoefle@stmarysbank.com

Refinancing News for Portsmouth, New Hampshire 03802