Compare Today’s Refinance Rates for Raymond, New Hampshire 03077
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Raymond, New Hampshire 03077.
With a 30-year amortization refinance in Raymond and surrounding areas of Rockingham county, our calculations show that you can expect to save up to $15,126 over the lifetime of your mortgage, or a monthly savings of $42. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Raymond, New Hampshire 03077.
Summary of Average Refinances in Raymond, New Hampshire 03077
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Interactive Refinance Rate Projections for Raymond, New Hampshire 03077
Pureloan has developed an interactive chart to monitor the five largest local lenders in Raymond, NH 03077, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Raymond, New Hampshire 03077 from 2024 - 2016
The following historical data provides insights into refinancing trends in Raymond, New Hampshire and the surrounding Rockingham county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 46.58% | 41.48% | 47.15% | 50.81% | 48.35% | 44.91% | 46.98% | 61.15% | |
| avg refi rate | 4.13% | 3.99% | 4.16% | 4.49% | 3.82% | 3.92% | 4.61% | 4.86% | |
| % 15 year fixed refinance | 38.36% | 45.85% | 38.86% | 40.32% | 37.36% | 42.13% | 33.95% | 27.70% | |
| avg refi rate | 3.21% | 3.30% | 3.41% | 3.60% | 3.04% | 3.21% | 3.76% | 4.22% | |
| Avg credit score | 745.73 | 742.76 | 747.50 | 741.94 | 753.86 | 758.93 | 758.13 | 752.32 | |
| Avg LTV (loan to value) | 72.51% | 73.70% | 74.41% | 72.47% | 72.36% | 69.56% | 70.90% | 68.77% | |
| Avg DTI (debt to income) | 31.07 | 32.39 | 32.06 | 32.45 | 29.58 | 28.56 | 29.66 | 31.24 | |
| Avg refinance insurance % | 4.29% | 4.32% | 6.08% | 3.89% | 4.04% | 2.51% | 3.02% | 1.39% |
Best Refinance Brokers around Raymond, New Hampshire 03077
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Raymond, New Hampshire 03077, we have compiled a list of top refinance brokers to assist you in the process.
Ann Senibaldi
Loan Officer
115 Indian Rock Road
Windham, NH 03077
(877) 396-3735
ann.senibaldi@citizensbank.com
Vicki Gordon
Mortgage Planner
1 Bedford Farms Drive, Suite 102
Bedford, FL 03077
(603) 206-6471
vgordon@regencymtg.com
Kim Riddell
Sr. Mortgage Planner
1 Bedford Farms Drive, Suite 102
Bedford, FL 03077
(603) 206-6472
kriddell@regencymtg.com
Chad Wormell
Mortgage Planner
26 Londonderry Turnpike
Hooksett, FL 03077
(603) 669-5626
cwormell@regencymtg.com
Elizabeth Evans
Correspondent Lending Manager
1045 Elm St Ste 601
Manchester, NH 03077
(603) 606-3251
eevans@merrimackmortgage.com
Address
115 Indian Rock Road
Windham, NH
Contact
(877) 396-3735
Fax (301) 639-0804
ann.senibaldi@citizensbank.com
Address
1 Bedford Farms Drive, Suite 102
Bedford, FL
Contact
(603) 206-6471
Fax (301) 639-0804
vgordon@regencymtg.com
Address
1 Bedford Farms Drive, Suite 102
Bedford, FL
Contact
(603) 206-6472
Fax (301) 639-0804
kriddell@regencymtg.com