Compare Today’s Refinance Rates for Rochester, New Hampshire 03868
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Rochester, New Hampshire 03868.
With a 30-year amortization refinance in Rochester and surrounding areas of Strafford county, our calculations show that you can expect to save up to $13,437 over the lifetime of your mortgage, or a monthly savings of $37. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Rochester, New Hampshire 03868.
Summary of Average Refinances in Rochester, New Hampshire 03868
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Interactive Refinance Rate Projections for Rochester, New Hampshire 03868
Pureloan has developed an interactive chart to monitor the five largest local lenders in Rochester, NH 03868, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Rochester, New Hampshire 03868 from 2024 - 2016
The following historical data provides insights into refinancing trends in Rochester, New Hampshire and the surrounding Strafford county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 94.87% | 60.37% | 56.29% | 53.22% | 61.51% | 63.76% | 59.54% | 53.47% | 56.85% |
avg refi rate | 6.35% | 3.93% | 2.98% | 3.27% | 4.43% | 4.59% | 4.22% | 3.98% | 4.08% |
% 15 year fixed refinance | 5.13% | 21.26% | 26.54% | 27.06% | 25.66% | 26.15% | 31.68% | 31.35% | 29.44% |
avg refi rate | 5.69% | 2.84% | 2.44% | 2.85% | 3.58% | 4.06% | 3.49% | 3.23% | 3.37% |
Avg credit score | 744.18 | 736.08 | 741.78 | 751.46 | 742.65 | 737.26 | 730.46 | 741.46 | 752.10 |
Avg LTV (loan to value) | 67.90% | 65.24% | 69.21% | 72.38% | 73.56% | 73.11% | 74.29% | 75.13% | 75.46% |
Avg DTI (debt to income) | 39.44 | 33.01 | 32.01 | 31.65 | 32.61 | 32.10 | 32.77 | 34.80 | 31.63 |
Avg refinance insurance % | 4.05% | 2.26% | 2.99% | 4.08% | 4.71% | 4.79% | 5.70% | 6.84% | 6.42% |
Best Refinance Brokers around Rochester, New Hampshire 03868
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Rochester, New Hampshire 03868, we have compiled a list of top refinance brokers to assist you in the process.
Dennis Cote
Mortgage Loan Officer
301 North Main Street
Rochester, NH 03868
(603) 528-8173
dcote@banknh.com
Bill Aylward
Loan Originator
160 Washington St Unit 203
Rochester, NH 03868
(603) 335-8668
waylward@merrimackmortgage.com
Ginnie McCauley
Loan Originator
160 Washington St Unit 203
Rochester, NH 03868
(603) 335-8668
ginniemac@merrimackmortgage.com
Tarry Wason
Loan Originator
160 Washington St Unit 203
Rochester, NH 03868
(603) 335-8668
tsantos@merrimackmortgage.com
Tammy Poitras
Branch Manager
160 Washington St Unit 203
Rochester, NH 03868
(603) 335-8668
tpoitras@merrimackmortgage.com
Address
301 North Main Street
Rochester, NH
Contact
(603) 528-8173
Fax (301) 639-0804
dcote@banknh.com
Address
160 Washington St Unit 203
Rochester, NH
Contact
(603) 335-8668
Fax (301) 639-0804
waylward@merrimackmortgage.com
Address
160 Washington St Unit 203
Rochester, NH
Contact
(603) 335-8668
Fax (301) 639-0804
ginniemac@merrimackmortgage.com