Compare Today’s Refinance Rates for Salem, New Hampshire 03079
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Salem, New Hampshire 03079.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $22,914 over the lifetime of your mortgage, which translates to a monthly savings of $64 in Salem and other areas of Rockingham county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Salem, New Hampshire 03079
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Interactive Refinance Rate Projections for Salem, New Hampshire 03079
Pureloan has developed an interactive chart to monitor the five largest local lenders in Salem, NH 03079, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Salem, New Hampshire 03079 from 2024 - 2016
The following historical data provides insights into refinancing trends in Salem, New Hampshire and the surrounding Rockingham county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 46.58% | 41.48% | 47.15% | 50.81% | 48.35% | 44.91% | 46.98% | 61.15% | |
avg refi rate | 4.13% | 3.99% | 4.16% | 4.49% | 3.82% | 3.92% | 4.61% | 4.86% | |
% 15 year fixed refinance | 38.36% | 45.85% | 38.86% | 40.32% | 37.36% | 42.13% | 33.95% | 27.70% | |
avg refi rate | 3.21% | 3.30% | 3.41% | 3.60% | 3.04% | 3.21% | 3.76% | 4.22% | |
Avg credit score | 745.73 | 742.76 | 747.50 | 741.94 | 753.86 | 758.93 | 758.13 | 752.32 | |
Avg LTV (loan to value) | 72.51% | 73.70% | 74.41% | 72.47% | 72.36% | 69.56% | 70.90% | 68.77% | |
Avg DTI (debt to income) | 31.07 | 32.39 | 32.06 | 32.45 | 29.58 | 28.56 | 29.66 | 31.24 | |
Avg refinance insurance % | 4.29% | 4.32% | 6.08% | 3.89% | 4.04% | 2.51% | 3.02% | 1.39% |
Best Refinance Brokers around Salem, New Hampshire 03079
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Salem, New Hampshire 03079, we have compiled a list of top refinance brokers to assist you in the process.
Karine Pogosyan
Mortgage Loan Officer
155 North Broadway
Salem, NH 03079
(603) 260-7805
karine.pogosyan@td.com
Yvan Rojas
Loan Officer
254A North Broadway, Suite 202
Salem, NH 03079
(603) 458-6739
yvan.rojas@myccmortgage.com
Sean LeBlanc
Loan Officer
254A North Broadway, Suite 202
Salem, NH 03079
(603) 458-6739
sleblanc@myccmortgage.com
Ryan Brown
Loan Officer
254A North Broadway, Suite 202
Salem, NH 03079
(603) 458-6739
ryan.brown@myccmortgage.com
Richard Beaudoin
Loan Officer
254A North Broadway, Suite 202
Salem, NH 03079
(603) 458-6739
rbeaudoin@myccmortgage.com
Address
155 North Broadway
Salem, NH
Contact
(603) 260-7805
Fax (301) 639-0804
karine.pogosyan@td.com
Address
254A North Broadway, Suite 202
Salem, NH
Contact
(603) 458-6739
Fax (301) 639-0804
yvan.rojas@myccmortgage.com
Address
254A North Broadway, Suite 202
Salem, NH
Contact
(603) 458-6739
Fax (301) 639-0804
sleblanc@myccmortgage.com