Compare Today’s Refinance Rates for Somersworth, New Hampshire 03878
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Somersworth, New Hampshire 03878.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Somersworth, New Hampshire 03878. For 30-year amortization refinancing, you can expect lifetime cash savings of $22,914 or $64 per month in Somersworth and other parts of Strafford county.
Summary of Average Refinances in Somersworth, New Hampshire 03878
Become a certified mortgage expert on Pureloan.com
in Somersworth, New Hampshire 03878
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Somersworth, New Hampshire 03878
Pureloan has developed an interactive chart to monitor the five largest local lenders in Somersworth, NH 03878, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Somersworth, New Hampshire 03878 from 2024 - 2016
The following historical data provides insights into refinancing trends in Somersworth, New Hampshire and the surrounding Strafford county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 55.56% | 44.09% | 42.11% | 61.54% | 64.71% | 68.00% | 50.00% | 80.95% |
avg refi rate | 6.95% | 4.11% | 3.01% | 3.30% | 4.72% | 4.53% | 4.36% | 3.77% | 4.06% |
% 15 year fixed refinance | 22.22% | 36.56% | 36.84% | 23.08% | 29.41% | 24.00% | 40.00% | 14.29% | |
avg refi rate | 2.77% | 2.49% | 2.70% | 4.21% | 4.08% | 3.73% | 3.48% | 3.38% | |
Avg credit score | 703.33 | 742.52 | 742.10 | 742.30 | 722.38 | 737.71 | 712.04 | 740.10 | 750.86 |
Avg LTV (loan to value) | 72.67% | 70.70% | 74.88% | 72.39% | 154.15% | 75.41% | 75.00% | 72.25% | 79.29% |
Avg DTI (debt to income) | 41.33 | 35.11 | 32.70 | 30.02 | 32.31 | 29.76 | 34.16 | 28.95 | 34.62 |
Avg refinance insurance % | 5.63% | 5.77% | 6.37% | 13.31% | 7.82% | 2.96% | 5.85% | 12.52% |
Best Refinance Brokers around Somersworth, New Hampshire 03878
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Somersworth, New Hampshire 03878, we have compiled a list of top refinance brokers to assist you in the process.
Ute Luxem
Vice President/Commercial Lending
160 Rte. 108
Somersworth, NH 03878
(603) 749-3000
ute.luxem@profilebank.com
Sharon Brown
Loan Administrator
160 Rte. 108
Somersworth, NH 03878
(603) 332-2610
sharon.brown@profilebank.com
Rose Boyer
Credit Analyst/Portfolio Administrator
160 Rte. 108
Somersworth, NH 03878
(603) 994-0380
rose.boyer@profilebank.com
John Hall
Executive Vice President/Commercial Lending
160 Rte. 108
Somersworth, NH 03878
(603) 332-2610
john.hall@profilebank.com
Carole Luedtke
Assistant Secretary
160 Rte. 108
Somersworth, NH 03878
(603) 332-2610
carole.luedtke@profilebank.com
Address
160 Rte. 108
Somersworth, NH
Contact
(603) 749-3000
Fax (301) 639-0804
ute.luxem@profilebank.com
Address
160 Rte. 108
Somersworth, NH
Contact
(603) 332-2610
Fax (301) 639-0804
sharon.brown@profilebank.com
Address
160 Rte. 108
Somersworth, NH
Contact
(603) 994-0380
Fax (301) 639-0804
rose.boyer@profilebank.com