Compare Today’s Refinance Rates for Somersworth, New Hampshire
Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Somersworth, New Hampshire 03878. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Somersworth and other areas of Strafford county, expected lifetime cash savings are $3,839 or $11 / month.
For Somersworth, New Hampshire 03878, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.
Summary of Average Refinance Terms in Somersworth, New Hampshire 03878
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Customized Refinance Rate Projections for Somersworth, NH
For refinance rate forecasts and predictions in Somersworth, NH 03878, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Somersworth, New Hampshire 03878 from 2013 - 2020
Below are historical data on refinancing in Somersworth, New Hampshire and around Strafford county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 38.89% | 78.95% | 46.15% | 45.45% | 21.43% | 77.27% | 50.00% | 71.43% |
| avg refi rate | 5.11% | 4.64% | 4.02% | 4.09% | 4.46% | 4.06% | 3.77% | 4.30% |
| % 15 year fixed refinance | 44.44% | 10.53% | 46.15% | 36.36% | 71.43% | 18.18% | 40.00% | |
| avg refi rate | 4.50% | 3.38% | 3.17% | 3.03% | 3.69% | 3.44% | 3.48% | |
| Avg credit score | 731.67 | 748.42 | 740.31 | 740.77 | 710.50 | 749.77 | 740.10 | 698.14 |
| Avg LTV (loan to value) | 73.56% | 69.58% | 63.08% | 75.68% | 76.00% | 79.32% | 72.25% | 74.00% |
| Avg DTI (debt to income) | 28.39 | 31.79 | 27.77 | 28.05 | 32.50 | 34.41 | 28.95 | 41.14 |
| Avg refinance insurance % | 0.67% | 3.16% | 5.23% | 4.79% | 11.95% | 5.85% | 3.57% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Somersworth, New Hampshire 03878
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Somersworth, New Hampshire 03878, we have compiled a list of the leading refinance brokers to guide you.
Ute Luxem
Vice President/Commercial Lending
160 Rte. 108
Somersworth, NH 03878
(603) 749-3000
ute.luxem@profilebank.com
Sharon Brown
Loan Administrator
160 Rte. 108
Somersworth, NH 03878
(603) 332-2610
sharon.brown@profilebank.com
Rose Boyer
Credit Analyst/Portfolio Administrator
160 Rte. 108
Somersworth, NH 03878
(603) 994-0380
rose.boyer@profilebank.com
John Hall
Executive Vice President/Commercial Lending
160 Rte. 108
Somersworth, NH 03878
(603) 332-2610
john.hall@profilebank.com
Carole Luedtke
Assistant Secretary
160 Rte. 108
Somersworth, NH 03878
(603) 332-2610
carole.luedtke@profilebank.com
Address
160 Rte. 108
Somersworth, NH
Contact
(603) 749-3000
Fax (301) 639-0804
ute.luxem@profilebank.com
Address
160 Rte. 108
Somersworth, NH
Contact
(603) 332-2610
Fax (301) 639-0804
sharon.brown@profilebank.com
Address
160 Rte. 108
Somersworth, NH
Contact
(603) 994-0380
Fax (301) 639-0804
rose.boyer@profilebank.com