Compare Today’s Refinance Rates for Spofford, New Hampshire

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Spofford, New Hampshire 03462. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Spofford and other areas of Cheshire county, expected lifetime cash savings are $3,785 or $11 / month.

For Spofford, New Hampshire 03462, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Spofford, New Hampshire 03462

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Spofford, NH

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Spofford, NH 03462, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Spofford, NH

Refinance Rates for Spofford, New Hampshire 03462 from 2013 - 2020

Below are historical data on refinancing in Spofford, New Hampshire and around Cheshire county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 61.93% 50.32% 46.90% 52.71% 60.65% 59.58% 60.56% 52.94%
avg refi rate 4.85% 4.48% 3.90% 3.74% 4.48% 4.10% 3.89% 3.96%
% 15 year fixed refinance 31.08% 35.58% 41.54% 40.49% 32.26% 32.81% 30.39% 36.76%
avg refi rate 4.25% 3.74% 3.23% 3.01% 3.62% 3.31% 3.15% 3.15%
Avg credit score 774.67 775.98 776.27 767.68 752.10 755.67 756.65 756.84
Avg LTV (loan to value) 57.83% 59.94% 59.15% 60.31% 65.30% 63.20% 60.84% 61.03%
Avg DTI (debt to income) 32.33 32.86 33.15 33.37 35.08 35.08 35.03 34.05
Avg refinance insurance % 0.06% 0.37% 0.30% 0.45% 1.69% 1.51% 1.28% 1.08%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Spofford, New Hampshire 03462

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Spofford, New Hampshire 03462, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Linda Yorke

Mortgage Loan Officer

132 Main St

Colebrook, NH 03462

(888) 237-7054

lyorke@firstcolebrookbank.com

Linda Yorke

VP/Mortgage Loan Officer

132 Main Street

Colebrook, NH 03462

(603) 237-7054

lyorke@granitebank.com

Kathleen Finnigan

Mortgage Loan Officer

125 Main Street

Littleton, NH 03462

(603) 527-6643

finnigan@banknh.com

Address

132 Main St

Colebrook, NH

Contact

(888) 237-7054

Fax (301) 639-0804

lyorke@firstcolebrookbank.com

Address

132 Main Street

Colebrook, NH

Contact

(603) 237-7054

Fax (301) 639-0804

lyorke@granitebank.com

Address

125 Main Street

Littleton, NH

Contact

(603) 527-6643

Fax (301) 639-0804

finnigan@banknh.com

Refinancing News for Spofford, New Hampshire 03462