Compare Today’s Refinance Rates for West Swanzey, New Hampshire 03469
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in West Swanzey, New Hampshire 03469.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in West Swanzey, New Hampshire 03469. For 30-year amortization refinancing, you can expect lifetime cash savings of $12,408 or $34 per month in West Swanzey and other parts of Cheshire county.
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Summary of Average Refinances in West Swanzey, New Hampshire 03469
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for West Swanzey, New Hampshire 03469
Pureloan has developed an interactive chart to monitor the five largest local lenders in West Swanzey, NH 03469, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in West Swanzey, New Hampshire 03469 from 2024 - 2016
The following historical data provides insights into refinancing trends in West Swanzey, New Hampshire and the surrounding Cheshire county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 88.46% | 61.52% | 62.32% | 61.71% | 63.77% | 60.87% | 48.96% | 52.17% | 54.03% |
| avg refi rate | 6.41% | 3.40% | 2.98% | 3.26% | 4.20% | 4.64% | 4.27% | 3.96% | 4.19% |
| % 15 year fixed refinance | 7.69% | 20.46% | 23.62% | 23.05% | 22.98% | 30.10% | 36.95% | 37.15% | 31.54% |
| avg refi rate | 5.13% | 2.81% | 2.47% | 2.80% | 3.63% | 3.90% | 3.38% | 3.23% | 3.39% |
| Avg credit score | 751.19 | 739.34 | 752.80 | 757.02 | 744.05 | 744.34 | 746.66 | 751.86 | 756.11 |
| Avg LTV (loan to value) | 55.88% | 55.61% | 64.38% | 69.72% | 70.43% | 68.05% | 69.75% | 70.30% | 71.12% |
| Avg DTI (debt to income) | 39.19 | 34.98 | 33.43 | 33.21 | 35.12 | 35.77 | 34.31 | 33.91 | 33.97 |
| Avg refinance insurance % | 3.27% | 0.32% | 1.50% | 3.59% | 4.39% | 4.01% | 3.65% | 3.88% | 4.41% |
Best Refinance Brokers around West Swanzey, New Hampshire 03469
If you are considering refinancing your mortgage or obtaining a cash-out refinance in West Swanzey, New Hampshire 03469, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Linda Yorke
Mortgage Loan Officer
132 Main St
Colebrook, NH 03469
(888) 237-7054
lyorke@firstcolebrookbank.com
Linda Yorke
VP/Mortgage Loan Officer
132 Main Street
Colebrook, NH 03469
(603) 237-7054
lyorke@granitebank.com
Kathleen Finnigan
Mortgage Loan Officer
125 Main Street
Littleton, NH 03469
(603) 527-6643
finnigan@banknh.com
Address
132 Main St
Colebrook, NH
Contact
(888) 237-7054
Fax (301) 639-0804
lyorke@firstcolebrookbank.com
Address
132 Main Street
Colebrook, NH
Contact
(603) 237-7054
Fax (301) 639-0804
lyorke@granitebank.com
Address
125 Main Street
Littleton, NH
Contact
(603) 527-6643
Fax (301) 639-0804
finnigan@banknh.com