Compare Today’s Refinance Rates for Whitefield, New Hampshire 03598
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Whitefield, New Hampshire 03598.
With a 30-year amortization refinance in Whitefield and surrounding areas of Coos county, our calculations show that you can expect to save up to $26,434 over the lifetime of your mortgage, or a monthly savings of $73. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Whitefield, New Hampshire 03598.
44.36811
-71.603453
1147
Summary of Average Refinances in Whitefield, New Hampshire 03598
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Whitefield, New Hampshire 03598
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Whitefield, New Hampshire 03598
Pureloan has developed an interactive chart to monitor the five largest local lenders in Whitefield, NH 03598, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Whitefield, New Hampshire 03598 from 2024 - 2016
The following historical data provides insights into refinancing trends in Whitefield, New Hampshire and the surrounding Coos county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 88.24% | 69.66% | 59.73% | 57.58% | 59.85% | 65.56% | 65.17% | 62.18% | 63.56% |
| avg refi rate | 6.40% | 3.97% | 2.98% | 3.31% | 4.30% | 4.65% | 4.18% | 4.01% | 4.11% |
| % 15 year fixed refinance | 8.82% | 17.42% | 25.55% | 27.04% | 25.55% | 25.56% | 29.21% | 24.37% | 26.27% |
| avg refi rate | 5.54% | 3.17% | 2.44% | 2.78% | 3.78% | 3.84% | 3.42% | 3.16% | 3.37% |
| Avg credit score | 732.74 | 740.43 | 745.28 | 753.51 | 751.45 | 738.66 | 740.34 | 741.42 | 743.11 |
| Avg LTV (loan to value) | 68.79% | 66.94% | 69.19% | 73.56% | 72.71% | 74.30% | 71.49% | 72.91% | 74.35% |
| Avg DTI (debt to income) | 32.88 | 32.49 | 31.52 | 31.25 | 32.36 | 31.97 | 32.81 | 33.03 | 32.21 |
| Avg refinance insurance % | 5.26% | 3.04% | 3.28% | 5.28% | 5.85% | 5.84% | 5.52% | 5.50% | 6.73% |
Best Refinance Brokers around Whitefield, New Hampshire 03598
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Whitefield, New Hampshire 03598, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Barry Emerson
VP/Mortgage Loan Officer
PO Box 517
Walpole, NH 03598
(603) 756-4771
bemerson@walpolebank.com
Michelle Hayward
Mortgage Loan Originator
PO Box 517
Walpole, NH 03598
(603) 756-4771
mhayward@walpolebank.com
Darien Goodloe
Mortgage Loan Officer
10330 North Dale Mabry Highway,
Tampa, FL 03598
(813) 803-4684
dgoodloe@homeownersmtg.com
Address
PO Box 517
Walpole, NH
Contact
(603) 756-4771
Fax (301) 639-0804
bemerson@walpolebank.com
Address
PO Box 517
Walpole, NH
Contact
(603) 756-4771
Fax (301) 639-0804
mhayward@walpolebank.com
Address
10330 North Dale Mabry Highway,
Tampa, FL
Contact
(813) 803-4684
Fax (301) 639-0804
dgoodloe@homeownersmtg.com