Compare Today’s Refinance Rates for Atlantic City, New Jersey

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Atlantic City, New Jersey 08401. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $3,764 or $10 / month in Atlantic City and other areas of Atlantic county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Atlantic City, New Jersey 08401.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Atlantic City, New Jersey 08401

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Customized Refinance Rate Projections for Atlantic City, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Atlantic City, NJ 08401, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Atlantic City, NJ

Refinance Rates for Atlantic City, New Jersey 08401 from 2013 - 2020

Below are historical data on refinancing in Atlantic City, New Jersey and around Atlantic county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 54.99% 50.36% 54.46% 61.55% 72.54% 69.74% 71.43% 69.39%
avg refi rate 4.78% 4.44% 3.81% 3.70% 4.44% 4.05% 3.83% 4.02%
% 15 year fixed refinance 32.33% 34.53% 32.36% 28.55% 19.00% 18.14% 18.61% 20.41%
avg refi rate 4.16% 3.72% 3.19% 2.98% 3.51% 3.26% 3.07% 3.26%
Avg credit score 767.18 769.13 771.63 763.51 750.64 756.90 756.99 748.82
Avg LTV (loan to value) 65.25% 66.28% 68.31% 70.24% 73.28% 74.30% 72.61% 70.83%
Avg DTI (debt to income) 30.79 30.73 30.24 30.67 33.58 33.08 32.83 34.12
Avg refinance insurance % 1.60% 1.97% 2.78% 4.41% 5.32% 6.06% 4.63% 3.90%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Atlantic City, New Jersey 08401

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Atlantic City, New Jersey 08401, we have compiled a list of the leading refinance brokers to guide you.

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Refinancing News for Atlantic City, New Jersey 08401