Compare Today’s Refinance Rates for Baptistown, New Jersey

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Baptistown, New Jersey 08803. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Baptistown and surrounding areas of Hunterdon county, your expected lifetime cash savings are $4,812 or $13 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Baptistown, New Jersey 08803.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Baptistown, New Jersey 08803

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Baptistown, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Baptistown, NJ 08803, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Baptistown, NJ

Refinance Rates for Baptistown, New Jersey 08803 from 2013 - 2020

Below are historical data on refinancing in Baptistown, New Jersey and around Hunterdon county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 44.90% 37.06% 42.21% 44.24% 43.62% 51.80% 43.77% 39.93%
avg refi rate 4.86% 4.50% 3.85% 3.68% 4.53% 4.06% 3.85% 3.94%
% 15 year fixed refinance 39.41% 43.07% 41.26% 42.88% 43.79% 35.93% 41.40% 43.34%
avg refi rate 4.25% 3.76% 3.24% 2.94% 3.53% 3.22% 2.99% 3.11%
Avg credit score 767.92 769.13 771.22 766.77 750.30 759.26 760.14 756.23
Avg LTV (loan to value) 60.75% 62.06% 64.61% 66.32% 71.18% 72.23% 70.35% 68.73%
Avg DTI (debt to income) 31.23 31.53 30.89 31.48 33.87 33.32 33.15 34.05
Avg refinance insurance % 0.76% 0.87% 1.39% 2.54% 4.57% 5.17% 3.58% 2.84%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Baptistown, New Jersey 08803

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Baptistown, New Jersey 08803, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Zyad Hage

Mortgage Loan Officer

1125 Route 22 West

Bridgewater, NJ 08803

(704) 386-5972

zyad.hage@bankofamerica.com

WILLIAM SANDVIG

Loan Officer

197 State Route 18 Ste 108

East Brunswick, NJ 08803

(866) 804-7304

william.sandvig@wellsfargo.com

HIRAL SHAH

Loan Officer

197 State Route 18 Ste 108

East Brunswick, NJ 08803

(866) 804-7304

hiral.shah@wellsfargo.com

OXANA DATS

Loan Officer

197 State Route 18 Ste 108

East Brunswick, NJ 08803

(866) 804-7304

Oxana.Dats@wellsfargo.com

TANIA LOPEZ

Loan Officer

197 State Route 18 Ste 108

East Brunswick, NJ 08803

(866) 804-7304

tania.lopez2@wellsfargo.com

Address

1125 Route 22 West

Bridgewater, NJ

Contact

(704) 386-5972

Fax (301) 639-0804

zyad.hage@bankofamerica.com

Address

197 State Route 18 Ste 108

East Brunswick, NJ

Contact

(866) 804-7304

Fax (301) 639-0804

william.sandvig@wellsfargo.com

Address

197 State Route 18 Ste 108

East Brunswick, NJ

Contact

(866) 804-7304

Fax (301) 639-0804

hiral.shah@wellsfargo.com

Refinancing News for Baptistown, New Jersey 08803