Compare Today’s Refinance Rates for Bayonne, New Jersey 07002
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Bayonne, New Jersey 07002.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Bayonne, New Jersey 07002. For 30-year amortization refinancing, you can expect lifetime cash savings of $16,331 or $45 per month in Bayonne and other parts of Hudson county.
Summary of Average Refinances in Bayonne, New Jersey 07002
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Interactive Refinance Rate Projections for Bayonne, New Jersey 07002
Pureloan has developed an interactive chart to monitor the five largest local lenders in Bayonne, NJ 07002, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Bayonne, New Jersey 07002 from 2024 - 2016
The following historical data provides insights into refinancing trends in Bayonne, New Jersey and the surrounding Hudson county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 68.18% | 56.87% | 54.11% | 55.32% | 63.76% | 60.20% | 48.24% | 49.49% | 58.75% |
avg refi rate | 6.39% | 3.80% | 2.99% | 3.24% | 4.36% | 4.67% | 4.24% | 3.96% | 4.17% |
% 15 year fixed refinance | 9.09% | 24.03% | 28.50% | 26.94% | 21.14% | 30.85% | 39.22% | 36.55% | 31.88% |
avg refi rate | 5.50% | 2.77% | 2.47% | 2.76% | 3.71% | 3.96% | 3.45% | 3.22% | 3.40% |
Avg credit score | 750.73 | 737.88 | 755.45 | 754.98 | 739.61 | 736.52 | 740.86 | 744.83 | 750.38 |
Avg LTV (loan to value) | 64.18% | 62.77% | 66.19% | 69.57% | 71.13% | 70.63% | 68.65% | 71.24% | 70.97% |
Avg DTI (debt to income) | 34.64 | 34.04 | 32.17 | 32.01 | 33.69 | 34.12 | 35.13 | 33.92 | 33.78 |
Avg refinance insurance % | 4.18% | 1.25% | 2.33% | 3.67% | 5.46% | 4.78% | 4.07% | 4.40% | 4.43% |
Best Refinance Brokers around Bayonne, New Jersey 07002
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Bayonne, New Jersey 07002, we have compiled a list of top refinance brokers to assist you in the process.
Marion Condo
Residential Loan Officer
611 Avenue C
Bayonne, NJ 07002
(201) 823-0700
mcondo@bankwithbcb.com
Gerardo Nestico
Mortgage Banker
439 Broadway
Bayonne, NJ 07002
(120) 143-6107
gerardo.m.nestico@chase.com
Stephen Klein
Mortgage Banker
865 Bloomfield Ave
Caldwell, NJ 07002
(197) 322-7497
stephen.j.klein@chase.com
Andrew Farmiga
Mortgage Banker
664 Pompton Ave
Cedar Grove, NJ 07002
(186) 288-1064
andrew.farmiga@chase.com
Alexander Clavijo
Senior Loan Officer
155 Passaic Ave., 3rd Floor
Fairfield, NJ 07002
aclavijo@mortgagemaster.com
Address
611 Avenue C
Bayonne, NJ
Contact
(201) 823-0700
Fax (301) 639-0804
mcondo@bankwithbcb.com
Address
439 Broadway
Bayonne, NJ
Contact
(120) 143-6107
Fax (301) 639-0804
gerardo.m.nestico@chase.com
Address
865 Bloomfield Ave
Caldwell, NJ
Contact
(197) 322-7497
Fax (301) 639-0804
stephen.j.klein@chase.com