Compare Today’s Refinance Rates for Bayonne, New Jersey

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Bayonne, New Jersey 07002. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Bayonne and other areas of Hudson county, expected lifetime cash savings are $9,026 or $25 / month.

For Bayonne, New Jersey 07002, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Bayonne, New Jersey 07002

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Bayonne, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Bayonne, NJ 07002, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Bayonne, NJ

Refinance Rates for Bayonne, New Jersey 07002 from 2013 - 2020

Below are historical data on refinancing in Bayonne, New Jersey and around Hudson county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 52.88% 43.09% 48.00% 51.38% 54.40% 57.28% 52.87% 50.49%
avg refi rate 4.89% 4.53% 3.89% 3.73% 4.51% 4.08% 3.85% 3.99%
% 15 year fixed refinance 33.39% 39.23% 36.27% 36.20% 32.86% 29.79% 31.84% 35.77%
avg refi rate 4.29% 3.81% 3.25% 2.97% 3.52% 3.26% 3.10% 3.14%
Avg credit score 759.64 762.76 766.70 760.38 750.02 755.41 756.83 753.96
Avg LTV (loan to value) 60.03% 60.79% 63.35% 64.94% 67.43% 69.09% 68.10% 65.55%
Avg DTI (debt to income) 32.34 31.87 32.02 32.27 34.49 34.20 34.36 34.38
Avg refinance insurance % 0.77% 1.01% 1.31% 2.11% 3.16% 3.43% 2.98% 2.49%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Bayonne, New Jersey 07002

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Bayonne, New Jersey 07002, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Marion Condo

Residential Loan Officer

611 Avenue C

Bayonne, NJ 07002

(201) 823-0700

mcondo@bankwithbcb.com

Gerardo Nestico

Mortgage Banker

439 Broadway

Bayonne, NJ 07002

(120) 143-6107

gerardo.m.nestico@chase.com

Stephen Klein

Mortgage Banker

865 Bloomfield Ave

Caldwell, NJ 07002

(197) 322-7497

stephen.j.klein@chase.com

Andrew Farmiga

Mortgage Banker

664 Pompton Ave

Cedar Grove, NJ 07002

(186) 288-1064

andrew.farmiga@chase.com

Alexander Clavijo

Senior Loan Officer

155 Passaic Ave., 3rd Floor

Fairfield, NJ 07002

aclavijo@mortgagemaster.com

Address

611 Avenue C

Bayonne, NJ

Contact

(201) 823-0700

Fax (301) 639-0804

mcondo@bankwithbcb.com

Address

439 Broadway

Bayonne, NJ

Contact

(120) 143-6107

Fax (301) 639-0804

gerardo.m.nestico@chase.com

Address

865 Bloomfield Ave

Caldwell, NJ

Contact

(197) 322-7497

Fax (301) 639-0804

stephen.j.klein@chase.com

Refinancing News for Bayonne, New Jersey 07002