Compare Today’s Refinance Rates for Bayville, New Jersey 08721
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Bayville, New Jersey 08721.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Bayville, New Jersey 08721. For 30-year amortization refinancing, you can expect lifetime cash savings of $17,193 or $48 per month in Bayville and other parts of Ocean county.
Summary of Average Refinances in Bayville, New Jersey 08721
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Interactive Refinance Rate Projections for Bayville, New Jersey 08721
Pureloan has developed an interactive chart to monitor the five largest local lenders in Bayville, NJ 08721, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Bayville, New Jersey 08721 from 2024 - 2016
The following historical data provides insights into refinancing trends in Bayville, New Jersey and the surrounding Ocean county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 53.90% | 58.54% | 59.42% | 72.12% | 71.83% | 56.78% | 66.10% | 64.00% |
| avg refi rate | 6.25% | 3.74% | 3.03% | 3.38% | 4.27% | 4.55% | 4.17% | 3.92% | 4.11% |
| % 15 year fixed refinance | 31.91% | 25.72% | 26.61% | 17.31% | 19.72% | 38.98% | 26.27% | 22.00% | |
| avg refi rate | 2.83% | 2.50% | 2.85% | 3.72% | 3.82% | 3.32% | 3.19% | 3.28% | |
| Avg credit score | 736.60 | 814.35 | 751.66 | 759.41 | 750.57 | 737.14 | 750.94 | 759.10 | 747.84 |
| Avg LTV (loan to value) | 67.40% | 58.89% | 64.97% | 68.83% | 67.24% | 69.58% | 68.17% | 70.53% | 70.11% |
| Avg DTI (debt to income) | 33.00 | 32.00 | 30.96 | 30.93 | 32.87 | 34.39 | 31.66 | 32.68 | 32.68 |
| Avg refinance insurance % | 6.00% | 0.69% | 1.95% | 3.01% | 4.13% | 3.62% | 3.46% | 4.32% | 3.68% |
Best Refinance Brokers around Bayville, New Jersey 08721
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Bayville, New Jersey 08721, we have compiled a list of top refinance brokers to assist you in the process.
Rick Butera
Branch Manager, Loan Originator
1 Pelican Drive
, NJ 08721
(877) 914-9500
rbutera@homebridge.com
Martin Grant
Mortgage Loan Officer
260 Chambersbridge Rd
Brick, NJ 08721
(732) 370-5096
mgrant@gateway-funding.com
Rick Milner
Mortgage Banker
499 Route 70
Brick, NJ 08721
(160) 951-9112
rick.milner@chase.com
Clifford Height
Senior Loan Officer
2520 Highway 35
Manasquan, NJ 08721
(732) 800-0177
cHeight@gateway-funding.com
Ford Grigg
Branch Manager
2520 Highway 35
Manasquan, NJ 08721
(732) 800-0177
fGrigg@gateway-funding.com
Address
1 Pelican Drive
, NJ
Contact
(877) 914-9500
Fax (301) 639-0804
rbutera@homebridge.com
Address
260 Chambersbridge Rd
Brick, NJ
Contact
(732) 370-5096
Fax (301) 639-0804
mgrant@gateway-funding.com
Address
499 Route 70
Brick, NJ
Contact
(160) 951-9112
Fax (301) 639-0804
rick.milner@chase.com