Compare Today’s Refinance Rates for Bayville, New Jersey

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Bayville, New Jersey 08721. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Bayville and other areas of Ocean county, expected lifetime cash savings are $3,407 or $9 / month.

For Bayville, New Jersey 08721, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Bayville, New Jersey 08721

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Bayville, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Bayville, NJ 08721, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Bayville, NJ

Refinance Rates for Bayville, New Jersey 08721 from 2013 - 2020

Below are historical data on refinancing in Bayville, New Jersey and around Ocean county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 60.52% 49.79% 51.26% 53.75% 65.54% 63.43% 60.88% 61.19%
avg refi rate 4.87% 4.52% 3.90% 3.73% 4.49% 4.10% 3.90% 4.01%
% 15 year fixed refinance 28.22% 29.79% 31.03% 34.56% 25.84% 22.89% 25.59% 29.72%
avg refi rate 4.31% 3.77% 3.27% 3.01% 3.60% 3.32% 3.12% 3.18%
Avg credit score 762.92 763.78 766.84 761.93 746.71 753.88 754.85 752.02
Avg LTV (loan to value) 58.28% 61.01% 62.11% 64.17% 69.26% 69.80% 69.14% 68.87%
Avg DTI (debt to income) 33.28 32.66 33.23 32.85 35.30 34.58 35.15 34.47
Avg refinance insurance % 0.63% 0.95% 1.31% 1.77% 4.07% 4.33% 4.11% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Bayville, New Jersey 08721

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Bayville, New Jersey 08721, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Rick Butera

Branch Manager, Loan Originator

1 Pelican Drive

, NJ 08721

(877) 914-9500

rbutera@homebridge.com

Martin Grant

Mortgage Loan Officer

260 Chambersbridge Rd

Brick, NJ 08721

(732) 370-5096

mgrant@gateway-funding.com

Rick Milner

Mortgage Banker

499 Route 70

Brick, NJ 08721

(160) 951-9112

rick.milner@chase.com

Clifford Height

Senior Loan Officer

2520 Highway 35

Manasquan, NJ 08721

(732) 800-0177

cHeight@gateway-funding.com

Ford Grigg

Branch Manager

2520 Highway 35

Manasquan, NJ 08721

(732) 800-0177

fGrigg@gateway-funding.com

Address

1 Pelican Drive

, NJ

Contact

(877) 914-9500

Fax (301) 639-0804

rbutera@homebridge.com

Address

260 Chambersbridge Rd

Brick, NJ

Contact

(732) 370-5096

Fax (301) 639-0804

mgrant@gateway-funding.com

Address

499 Route 70

Brick, NJ

Contact

(160) 951-9112

Fax (301) 639-0804

rick.milner@chase.com

Refinancing News for Bayville, New Jersey 08721