Compare Today’s Refinance Rates for Beach Haven, New Jersey 08008
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Beach Haven, New Jersey 08008.
With a 30-year amortization refinance in Beach Haven and surrounding areas of Ocean county, our calculations show that you can expect to save up to $29,367 over the lifetime of your mortgage, or a monthly savings of $82. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Beach Haven, New Jersey 08008.
Summary of Average Refinances in Beach Haven, New Jersey 08008
Become a certified mortgage expert on Pureloan.com
in Beach Haven, New Jersey 08008
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Beach Haven, New Jersey 08008
Pureloan has developed an interactive chart to monitor the five largest local lenders in Beach Haven, NJ 08008, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Beach Haven, New Jersey 08008 from 2024 - 2016
The following historical data provides insights into refinancing trends in Beach Haven, New Jersey and the surrounding Ocean county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 85.71% | 71.42% | 74.26% | 74.39% | 80.52% | 72.23% | 67.77% | 72.24% | 67.84% |
avg refi rate | 6.23% | 3.46% | 2.90% | 3.24% | 4.03% | 4.47% | 4.05% | 3.88% | 4.11% |
% 15 year fixed refinance | 14.29% | 16.05% | 13.75% | 13.77% | 10.22% | 19.35% | 22.80% | 17.31% | 20.91% |
avg refi rate | 5.96% | 2.65% | 2.35% | 2.74% | 3.53% | 3.87% | 3.34% | 3.16% | 3.30% |
Avg credit score | 757.67 | 756.37 | 763.38 | 766.85 | 757.34 | 743.12 | 746.89 | 751.21 | 754.03 |
Avg LTV (loan to value) | 62.67% | 58.64% | 63.30% | 66.53% | 71.06% | 64.52% | 63.83% | 66.78% | 70.49% |
Avg DTI (debt to income) | 38.24 | 34.97 | 32.63 | 32.38 | 34.30 | 35.39 | 35.00 | 33.63 | 33.14 |
Avg refinance insurance % | 2.90% | 1.12% | 2.15% | 3.25% | 5.15% | 1.85% | 1.85% | 1.91% | 2.79% |
Best Refinance Brokers around Beach Haven, New Jersey 08008
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Beach Haven, New Jersey 08008, we have compiled a list of top refinance brokers to assist you in the process.
Erik Ahlstrand
Mortgage Loan Originator and
2821 South Parker Road 455
Aurora, CO 08008
(303) 785-2800
erik@allianceguaranty.com
Jessica Bassan
Loan Officer
2821 South Parker Road 455
Aurora, CO 08008
(303) 785-2800
jessica@allianceguaranty.com
Myrna Mendoza
Mortgage Loan Consultant
2821 South Parker Road 455
Aurora, CO 08008
(303) 785-2800
myrna@allianceguaranty.com
Kirsten Peaslee
Reverse Mortgage Specialist
2821 South Parker Road 455
Aurora, CO 08008
(303) 785-2800
kirsten@allianceguaranty.com
Soyeon Sim
Mortgage Loan Originator
2821 South Parker Road 455
Aurora, CO 08008
(303) 785-2800
soyeon@allianceguaranty.com
Address
2821 South Parker Road 455
Aurora, CO
Contact
(303) 785-2800
Fax (301) 639-0804
erik@allianceguaranty.com
Address
2821 South Parker Road 455
Aurora, CO
Contact
(303) 785-2800
Fax (301) 639-0804
jessica@allianceguaranty.com
Address
2821 South Parker Road 455
Aurora, CO
Contact
(303) 785-2800
Fax (301) 639-0804
myrna@allianceguaranty.com