Compare Today’s Refinance Rates for Berkeley Heights, New Jersey

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Berkeley Heights, New Jersey 07922. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Berkeley Heights and surrounding areas of Union county, your expected lifetime cash savings are $10,736 or $30 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Berkeley Heights, New Jersey 07922.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Berkeley Heights, New Jersey 07922

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Berkeley Heights, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Berkeley Heights, NJ 07922, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Berkeley Heights, NJ

Refinance Rates for Berkeley Heights, New Jersey 07922 from 2013 - 2020

Below are historical data on refinancing in Berkeley Heights, New Jersey and around Union county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 53.29% 41.87% 51.91% 49.80% 50.76% 60.83% 53.97% 41.46%
avg refi rate 4.84% 4.43% 3.86% 3.64% 4.49% 4.00% 3.81% 3.90%
% 15 year fixed refinance 33.03% 39.73% 33.23% 37.96% 37.06% 26.73% 36.36% 42.68%
avg refi rate 4.28% 3.77% 3.25% 2.94% 3.51% 3.21% 3.06% 3.06%
Avg credit score 767.67 767.56 769.51 765.74 752.54 758.16 761.08 757.24
Avg LTV (loan to value) 56.90% 58.52% 59.31% 60.10% 65.06% 65.47% 64.89% 62.02%
Avg DTI (debt to income) 29.81 31.32 30.56 30.81 33.28 32.83 31.97 33.07
Avg refinance insurance % 0.50% 0.93% 0.81% 1.46% 2.16% 2.31% 1.80% 1.97%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Berkeley Heights, New Jersey 07922

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Berkeley Heights, New Jersey 07922, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Chuck Reed

Mortgage Loan Originator

240 Cedar Knolls Rd Ste 303

Cedar Knolls, NJ 07922

(973) 532-8745

creed@remn.com

Frank Montufar

Mortgage Loan Originator

240 Cedar Knolls Rd Ste 303

Cedar Knolls, NJ 07922

(973) 532-8745

fmontufar@remn.com

Thomas Schindler

Mortgage Loan Originator

240 Cedar Knolls Rd Ste 303

Cedar Knolls, NJ 07922

(973) 532-8745

tschindler@remn.com

Andrew Cameron

Mortgage Loan Originator

240 Cedar Knolls Rd Ste 303

Cedar Knolls, NJ 07922

(973) 532-8745

acameron@remn.com

David Gottlieb

Mortgage Loan Originator

240 Cedar Knolls Rd Ste 303

Cedar Knolls, NJ 07922

(973) 532-8745

dgottlieb@remn.com

Address

240 Cedar Knolls Rd Ste 303

Cedar Knolls, NJ

Contact

(973) 532-8745

Fax (301) 639-0804

creed@remn.com

Address

240 Cedar Knolls Rd Ste 303

Cedar Knolls, NJ

Contact

(973) 532-8745

Fax (301) 639-0804

fmontufar@remn.com

Address

240 Cedar Knolls Rd Ste 303

Cedar Knolls, NJ

Contact

(973) 532-8745

Fax (301) 639-0804

tschindler@remn.com

Refinancing News for Berkeley Heights, New Jersey 07922