Compare Today’s Refinance Rates for Berlin, New Jersey

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Berlin, New Jersey 08009. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $3,123 or $9 / month in Berlin and other areas of Camden county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Berlin, New Jersey 08009.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Berlin, New Jersey 08009

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Berlin, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Berlin, NJ 08009, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Berlin, NJ

Refinance Rates for Berlin, New Jersey 08009 from 2013 - 2020

Below are historical data on refinancing in Berlin, New Jersey and around Camden county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 57.35% 48.52% 48.83% 55.15% 62.54% 61.90% 65.42% 59.78%
avg refi rate 4.87% 4.51% 3.92% 3.77% 4.53% 4.12% 3.88% 3.95%
% 15 year fixed refinance 29.72% 35.54% 36.44% 34.41% 28.37% 25.44% 22.65% 29.31%
avg refi rate 4.25% 3.82% 3.28% 3.01% 3.57% 3.31% 3.14% 3.22%
Avg credit score 767.64 770.96 771.54 766.95 752.22 754.18 753.31 749.82
Avg LTV (loan to value) 65.29% 66.13% 67.43% 68.71% 72.46% 71.33% 68.61% 65.88%
Avg DTI (debt to income) 31.35 30.83 30.55 30.63 33.59 33.41 33.73 34.73
Avg refinance insurance % 1.48% 1.82% 2.26% 3.36% 4.44% 3.70% 2.93% 2.57%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Berlin, New Jersey 08009

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Berlin, New Jersey 08009, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Michael Huddleston

Loan Originator

3207 E. Stan Schlueter Loop

Berlin, NJ 08009

(254) 519-0730

michael.huddleston@gatewayloan.com

Erik Ahlstrand

Mortgage Loan Originator and

2821 South Parker Road 455

Aurora, CO 08009

(303) 785-2800

erik@allianceguaranty.com

Jessica Bassan

Loan Officer

2821 South Parker Road 455

Aurora, CO 08009

(303) 785-2800

jessica@allianceguaranty.com

Myrna Mendoza

Mortgage Loan Consultant

2821 South Parker Road 455

Aurora, CO 08009

(303) 785-2800

myrna@allianceguaranty.com

Kirsten Peaslee

Reverse Mortgage Specialist

2821 South Parker Road 455

Aurora, CO 08009

(303) 785-2800

kirsten@allianceguaranty.com

Address

3207 E. Stan Schlueter Loop

Berlin, NJ

Contact

(254) 519-0730

Fax (301) 639-0804

michael.huddleston@gatewayloan.com

Address

2821 South Parker Road 455

Aurora, CO

Contact

(303) 785-2800

Fax (301) 639-0804

erik@allianceguaranty.com

Address

2821 South Parker Road 455

Aurora, CO

Contact

(303) 785-2800

Fax (301) 639-0804

jessica@allianceguaranty.com

Refinancing News for Berlin, New Jersey 08009