Compare Today’s Refinance Rates for Bound Brook, New Jersey

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Bound Brook, New Jersey 08805. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $4,657 or $13 / month in Bound Brook and other areas of Somerset county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Bound Brook, New Jersey 08805.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Bound Brook, New Jersey 08805

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Bound Brook, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Bound Brook, NJ 08805, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Bound Brook, NJ

Refinance Rates for Bound Brook, New Jersey 08805 from 2013 - 2020

Below are historical data on refinancing in Bound Brook, New Jersey and around Somerset county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 44.90% 37.06% 42.21% 44.24% 43.62% 51.80% 43.77% 39.93%
avg refi rate 4.86% 4.50% 3.85% 3.68% 4.53% 4.06% 3.85% 3.94%
% 15 year fixed refinance 39.41% 43.07% 41.26% 42.88% 43.79% 35.93% 41.40% 43.34%
avg refi rate 4.25% 3.76% 3.24% 2.94% 3.53% 3.22% 2.99% 3.11%
Avg credit score 767.92 769.13 771.22 766.77 750.30 759.26 760.14 756.23
Avg LTV (loan to value) 60.75% 62.06% 64.61% 66.32% 71.18% 72.23% 70.35% 68.73%
Avg DTI (debt to income) 31.23 31.53 30.89 31.48 33.87 33.32 33.15 34.05
Avg refinance insurance % 0.76% 0.87% 1.39% 2.54% 4.57% 5.17% 3.58% 2.84%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Bound Brook, New Jersey 08805

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Bound Brook, New Jersey 08805, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

WILLIAM SANDVIG

Loan Officer

197 State Route 18 Ste 108

East Brunswick, NJ 08805

(866) 804-7304

william.sandvig@wellsfargo.com

HIRAL SHAH

Loan Officer

197 State Route 18 Ste 108

East Brunswick, NJ 08805

(866) 804-7304

hiral.shah@wellsfargo.com

OXANA DATS

Loan Officer

197 State Route 18 Ste 108

East Brunswick, NJ 08805

(866) 804-7304

Oxana.Dats@wellsfargo.com

TANIA LOPEZ

Loan Officer

197 State Route 18 Ste 108

East Brunswick, NJ 08805

(866) 804-7304

tania.lopez2@wellsfargo.com

BILL PANAYOTE

Loan Officer

197 State Route 18 Ste 108

East Brunswick, NJ 08805

(866) 804-7304

Bill.Panayote@wellsfargo.com

Address

197 State Route 18 Ste 108

East Brunswick, NJ

Contact

(866) 804-7304

Fax (301) 639-0804

william.sandvig@wellsfargo.com

Address

197 State Route 18 Ste 108

East Brunswick, NJ

Contact

(866) 804-7304

Fax (301) 639-0804

hiral.shah@wellsfargo.com

Address

197 State Route 18 Ste 108

East Brunswick, NJ

Contact

(866) 804-7304

Fax (301) 639-0804

Oxana.Dats@wellsfargo.com

Refinancing News for Bound Brook, New Jersey 08805