Compare Today’s Refinance Rates for Brick, New Jersey

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Brick, New Jersey 08723. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Brick and surrounding areas of Ocean county, your expected lifetime cash savings are $19,121 or $53 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Brick, New Jersey 08723.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Brick, New Jersey 08723

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Brick, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Brick, NJ 08723, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Brick, NJ

Refinance Rates for Brick, New Jersey 08723 from 2013 - 2020

Below are historical data on refinancing in Brick, New Jersey and around Ocean county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 60.52% 49.79% 51.26% 53.75% 65.54% 63.43% 60.88% 61.19%
avg refi rate 4.87% 4.52% 3.90% 3.73% 4.49% 4.10% 3.90% 4.01%
% 15 year fixed refinance 28.22% 29.79% 31.03% 34.56% 25.84% 22.89% 25.59% 29.72%
avg refi rate 4.31% 3.77% 3.27% 3.01% 3.60% 3.32% 3.12% 3.18%
Avg credit score 762.92 763.78 766.84 761.93 746.71 753.88 754.85 752.02
Avg LTV (loan to value) 58.28% 61.01% 62.11% 64.17% 69.26% 69.80% 69.14% 68.87%
Avg DTI (debt to income) 33.28 32.66 33.23 32.85 35.30 34.58 35.15 34.47
Avg refinance insurance % 0.63% 0.95% 1.31% 1.77% 4.07% 4.33% 4.11% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Brick, New Jersey 08723

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Brick, New Jersey 08723, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Rick Milner

Mortgage Banker

499 Route 70

Brick, NJ 08723

(160) 951-9112

rick.milner@chase.com

Martin Grant

Mortgage Loan Officer

260 Chambersbridge Rd

Brick, NJ 08723

(732) 370-5096

mgrant@gateway-funding.com

Rick Butera

Branch Manager, Loan Originator

1 Pelican Drive

, NJ 08723

(877) 914-9500

rbutera@homebridge.com

Clifford Height

Senior Loan Officer

2520 Highway 35

Manasquan, NJ 08723

(732) 800-0177

cHeight@gateway-funding.com

Ford Grigg

Branch Manager

2520 Highway 35

Manasquan, NJ 08723

(732) 800-0177

fGrigg@gateway-funding.com

Address

499 Route 70

Brick, NJ

Contact

(160) 951-9112

Fax (301) 639-0804

rick.milner@chase.com

Address

260 Chambersbridge Rd

Brick, NJ

Contact

(732) 370-5096

Fax (301) 639-0804

mgrant@gateway-funding.com

Address

1 Pelican Drive

, NJ

Contact

(877) 914-9500

Fax (301) 639-0804

rbutera@homebridge.com

Refinancing News for Brick, New Jersey 08723