Compare Today’s Refinance Rates for Bridgewater, New Jersey

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Bridgewater, New Jersey 08807. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $5,969 or $17 / month in Bridgewater and other areas of Somerset county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Bridgewater, New Jersey 08807.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Bridgewater, New Jersey 08807

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Bridgewater, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Bridgewater, NJ 08807, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Bridgewater, NJ

Refinance Rates for Bridgewater, New Jersey 08807 from 2013 - 2020

Below are historical data on refinancing in Bridgewater, New Jersey and around Somerset county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 44.90% 37.06% 42.21% 44.24% 43.62% 51.80% 43.77% 39.93%
avg refi rate 4.86% 4.50% 3.85% 3.68% 4.53% 4.06% 3.85% 3.94%
% 15 year fixed refinance 39.41% 43.07% 41.26% 42.88% 43.79% 35.93% 41.40% 43.34%
avg refi rate 4.25% 3.76% 3.24% 2.94% 3.53% 3.22% 2.99% 3.11%
Avg credit score 767.92 769.13 771.22 766.77 750.30 759.26 760.14 756.23
Avg LTV (loan to value) 60.75% 62.06% 64.61% 66.32% 71.18% 72.23% 70.35% 68.73%
Avg DTI (debt to income) 31.23 31.53 30.89 31.48 33.87 33.32 33.15 34.05
Avg refinance insurance % 0.76% 0.87% 1.39% 2.54% 4.57% 5.17% 3.58% 2.84%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Bridgewater, New Jersey 08807

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Bridgewater, New Jersey 08807, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Zyad Hage

Mortgage Loan Officer

1125 Route 22 West

Bridgewater, NJ 08807

(704) 386-5972

zyad.hage@bankofamerica.com

WILLIAM SANDVIG

Loan Officer

197 State Route 18 Ste 108

East Brunswick, NJ 08807

(866) 804-7304

william.sandvig@wellsfargo.com

HIRAL SHAH

Loan Officer

197 State Route 18 Ste 108

East Brunswick, NJ 08807

(866) 804-7304

hiral.shah@wellsfargo.com

OXANA DATS

Loan Officer

197 State Route 18 Ste 108

East Brunswick, NJ 08807

(866) 804-7304

Oxana.Dats@wellsfargo.com

TANIA LOPEZ

Loan Officer

197 State Route 18 Ste 108

East Brunswick, NJ 08807

(866) 804-7304

tania.lopez2@wellsfargo.com

Address

1125 Route 22 West

Bridgewater, NJ

Contact

(704) 386-5972

Fax (301) 639-0804

zyad.hage@bankofamerica.com

Address

197 State Route 18 Ste 108

East Brunswick, NJ

Contact

(866) 804-7304

Fax (301) 639-0804

william.sandvig@wellsfargo.com

Address

197 State Route 18 Ste 108

East Brunswick, NJ

Contact

(866) 804-7304

Fax (301) 639-0804

hiral.shah@wellsfargo.com

Refinancing News for Bridgewater, New Jersey 08807