Compare Today’s Refinance Rates for Brookside, New Jersey 07926
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Brookside, New Jersey 07926.
With a 30-year amortization refinance in Brookside and surrounding areas of Morris county, our calculations show that you can expect to save up to $7,139 over the lifetime of your mortgage, or a monthly savings of $20. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Brookside, New Jersey 07926.
Summary of Average Refinances in Brookside, New Jersey 07926
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Interactive Refinance Rate Projections for Brookside, New Jersey 07926
Pureloan has developed an interactive chart to monitor the five largest local lenders in Brookside, NJ 07926, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Brookside, New Jersey 07926 from 2024 - 2016
The following historical data provides insights into refinancing trends in Brookside, New Jersey and the surrounding Morris county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 41.11% | 39.18% | 47.53% | 53.06% | 53.66% | 42.31% | 48.48% | 27.27% |
avg refi rate | 6.35% | 3.68% | 3.00% | 3.24% | 4.37% | 4.48% | 4.19% | 4.05% | 3.94% |
% 15 year fixed refinance | 35.56% | 45.52% | 35.43% | 42.86% | 34.15% | 44.23% | 42.42% | 48.48% | |
avg refi rate | 3.00% | 2.53% | 2.85% | 3.98% | 4.07% | 3.46% | 3.18% | 3.44% | |
Avg credit score | 747.17 | 728.57 | 741.76 | 751.19 | 730.82 | 741.44 | 735.75 | 737.98 | 723.30 |
Avg LTV (loan to value) | 77.83% | 67.73% | 71.14% | 73.58% | 71.29% | 70.68% | 69.02% | 73.23% | 69.73% |
Avg DTI (debt to income) | 34.50 | 33.43 | 32.93 | 32.05 | 35.08 | 32.95 | 35.69 | 32.83 | 32.61 |
Avg refinance insurance % | 8.33% | 3.89% | 4.71% | 5.82% | 3.65% | 7.63% | 3.71% | 3.94% | 3.70% |
Best Refinance Brokers around Brookside, New Jersey 07926
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Brookside, New Jersey 07926, we have compiled a list of top refinance brokers to assist you in the process.
Kelly Freeland
Mortgage Banker
186 Ridgedale Ave
Florham Park, NJ 07926
(197) 344-3070
kelly.a.freeland@chase.com
Jennifer Piro
Mortgage Banker
399 Ridgedale Ave
East Hanover, NJ 07926
(197) 338-6102
jennifer.l.piro@chase.com
Chuck Reed
Mortgage Loan Originator
240 Cedar Knolls Rd Ste 303
Cedar Knolls, NJ 07926
(973) 532-8745
creed@remn.com
Frank Montufar
Mortgage Loan Originator
240 Cedar Knolls Rd Ste 303
Cedar Knolls, NJ 07926
(973) 532-8745
fmontufar@remn.com
Thomas Schindler
Mortgage Loan Originator
240 Cedar Knolls Rd Ste 303
Cedar Knolls, NJ 07926
(973) 532-8745
tschindler@remn.com
Address
186 Ridgedale Ave
Florham Park, NJ
Contact
(197) 344-3070
Fax (301) 639-0804
kelly.a.freeland@chase.com
Address
399 Ridgedale Ave
East Hanover, NJ
Contact
(197) 338-6102
Fax (301) 639-0804
jennifer.l.piro@chase.com
Address
240 Cedar Knolls Rd Ste 303
Cedar Knolls, NJ
Contact
(973) 532-8745
Fax (301) 639-0804
creed@remn.com