Compare Today’s Refinance Rates for Butler, New Jersey

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Butler, New Jersey 07405. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $5,123 or $14 / month in Butler and other areas of Morris county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Butler, New Jersey 07405.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Butler, New Jersey 07405

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Butler, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Butler, NJ 07405, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Butler, NJ

Refinance Rates for Butler, New Jersey 07405 from 2013 - 2020

Below are historical data on refinancing in Butler, New Jersey and around Morris county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 53.20% 44.16% 49.47% 51.91% 56.35% 55.76% 59.02% 50.25%
avg refi rate 4.86% 4.53% 3.91% 3.72% 4.48% 4.09% 3.88% 3.99%
% 15 year fixed refinance 32.75% 37.13% 34.02% 37.44% 33.63% 29.69% 27.19% 33.58%
avg refi rate 4.30% 3.81% 3.25% 3.00% 3.56% 3.25% 3.10% 3.20%
Avg credit score 763.83 764.16 766.69 760.77 754.73 755.24 754.91 752.60
Avg LTV (loan to value) 63.61% 64.21% 65.30% 66.02% 71.72% 70.55% 70.91% 68.89%
Avg DTI (debt to income) 30.85 31.32 31.22 30.81 32.97 32.98 33.52 34.31
Avg refinance insurance % 1.34% 1.93% 2.38% 3.07% 5.88% 4.83% 4.81% 3.99%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Butler, New Jersey 07405

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Butler, New Jersey 07405, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Liberato Lavarino

Mortgage Loan Originator

26-01 Pellack Dr

Fair Lawn, NJ 07405

(201) 398-0800

lavlp25@yahoo.com

William Aussenheimer

Mortgage Banker

27-02 Broadway

Fair Lawn, NJ 07405

(120) 179-6335

william.j.aussenheimer@chase.com

MICHAEL CAREW

Loan Officer

875 State Rt 17

Ramsey, NJ 07405

(201) 934-4500

michael.carew@wellsfargo.com

SCOTT ANDERSON

Loan Officer

875 State Rt 17

Ramsey, NJ 07405

(201) 934-4500

scott.t.anderson@wellsfargo.com

WILLIAM OCHOA

Loan Officer

875 State Rt 17

Ramsey, NJ 07405

(201) 934-4500

william.ochoa@wellsfargo.com

Address

26-01 Pellack Dr

Fair Lawn, NJ

Contact

(201) 398-0800

Fax (301) 639-0804

lavlp25@yahoo.com

Address

27-02 Broadway

Fair Lawn, NJ

Contact

(120) 179-6335

Fax (301) 639-0804

william.j.aussenheimer@chase.com

Address

875 State Rt 17

Ramsey, NJ

Contact

(201) 934-4500

Fax (301) 639-0804

michael.carew@wellsfargo.com

Refinancing News for Butler, New Jersey 07405