Compare Today’s Refinance Rates for Caldwell, New Jersey

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Caldwell, New Jersey 07007. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $8,521 or $24 / month in Caldwell and other areas of Essex county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Caldwell, New Jersey 07007.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Caldwell, New Jersey 07007

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Caldwell, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Caldwell, NJ 07007, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Caldwell, NJ

Refinance Rates for Caldwell, New Jersey 07007 from 2013 - 2020

Below are historical data on refinancing in Caldwell, New Jersey and around Essex county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 52.88% 43.09% 48.00% 51.38% 54.40% 57.28% 52.87% 50.49%
avg refi rate 4.89% 4.53% 3.89% 3.73% 4.51% 4.08% 3.85% 3.99%
% 15 year fixed refinance 33.39% 39.23% 36.27% 36.20% 32.86% 29.79% 31.84% 35.77%
avg refi rate 4.29% 3.81% 3.25% 2.97% 3.52% 3.26% 3.10% 3.14%
Avg credit score 759.64 762.76 766.70 760.38 750.02 755.41 756.83 753.96
Avg LTV (loan to value) 60.03% 60.79% 63.35% 64.94% 67.43% 69.09% 68.10% 65.55%
Avg DTI (debt to income) 32.34 31.87 32.02 32.27 34.49 34.20 34.36 34.38
Avg refinance insurance % 0.77% 1.01% 1.31% 2.11% 3.16% 3.43% 2.98% 2.49%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Caldwell, New Jersey 07007

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Caldwell, New Jersey 07007, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Stephen Klein

Mortgage Banker

865 Bloomfield Ave

Caldwell, NJ 07007

(197) 322-7497

stephen.j.klein@chase.com

JOHN SALAZAR

Loan Officer

251 Clifton Ave

Clifton, NJ 07007

(973) 340-2207

John.Salazar@wellsfargo.com

Chris Brower

Loan Officer

20 Commerce Dr Ste 340

Cranford, NJ 07007

(800) 342-6597

CBrower@jerseymortgage.com

Cathy Fernandes

Senior Loan Officer

20 Commerce Dr Ste 340

Cranford, NJ 07007

(908) 276-2442

CFernandes@jerseymortgage.com

Blanca Medina

Senior Loan Officer

20 Commerce Dr Ste 340

Cranford, NJ 07007

(800) 342-6597

BMedina@jerseymortgage.com

Address

865 Bloomfield Ave

Caldwell, NJ

Contact

(197) 322-7497

Fax (301) 639-0804

stephen.j.klein@chase.com

Address

251 Clifton Ave

Clifton, NJ

Contact

(973) 340-2207

Fax (301) 639-0804

John.Salazar@wellsfargo.com

Address

20 Commerce Dr Ste 340

Cranford, NJ

Contact

(800) 342-6597

Fax (301) 639-0804

CBrower@jerseymortgage.com

Refinancing News for Caldwell, New Jersey 07007