Compare Today’s Refinance Rates for Camden, New Jersey 08103
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Camden, New Jersey 08103.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Camden, New Jersey 08103. For 30-year amortization refinancing, you can expect lifetime cash savings of $9,855 or $27 per month in Camden and other parts of Camden county.
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Summary of Average Refinances in Camden, New Jersey 08103
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Camden, New Jersey 08103
Pureloan has developed an interactive chart to monitor the five largest local lenders in Camden, NJ 08103, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Camden, New Jersey 08103 from 2024 - 2016
The following historical data provides insights into refinancing trends in Camden, New Jersey and the surrounding Camden county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 68.51% | 66.58% | 66.07% | 69.49% | 60.44% | 57.75% | 55.70% | 52.53% |
avg refi rate | 6.34% | 3.71% | 2.97% | 3.32% | 4.30% | 4.68% | 4.20% | 3.97% | 4.24% |
% 15 year fixed refinance | 20.99% | 21.68% | 18.83% | 19.77% | 28.57% | 30.28% | 32.91% | 34.81% | |
avg refi rate | 2.91% | 2.49% | 2.84% | 3.66% | 3.90% | 3.49% | 3.32% | 3.34% | |
Avg credit score | 756.00 | 729.22 | 745.24 | 752.41 | 745.36 | 738.34 | 744.09 | 750.91 | 750.03 |
Avg LTV (loan to value) | 64.85% | 58.08% | 63.12% | 67.45% | 69.01% | 67.31% | 72.75% | 71.84% | 72.07% |
Avg DTI (debt to income) | 41.77 | 34.49 | 34.65 | 33.84 | 34.94 | 34.33 | 33.58 | 33.37 | 30.90 |
Avg refinance insurance % | 1.92% | 1.07% | 1.57% | 3.13% | 3.95% | 2.16% | 3.71% | 4.65% | 4.89% |
Best Refinance Brokers around Camden, New Jersey 08103
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Camden, New Jersey 08103, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Rosa Hernandez
Community Mortgage Specialist
2 Aquarium Dr
Camden, NJ 08103
(856) 756-3568
rhernandezrodriguez@bbandt.com
Address
2 Aquarium Dr
Camden, NJ
Contact
(856) 756-3568
Fax (301) 639-0804
rhernandezrodriguez@bbandt.com