Compare Today’s Refinance Rates for Cape May, New Jersey

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Cape May, New Jersey 08204. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $6,311 or $18 / month in Cape May and other areas of Cape May county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Cape May, New Jersey 08204.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Cape May, New Jersey 08204

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Cape May, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Cape May, NJ 08204, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Cape May, NJ

Refinance Rates for Cape May, New Jersey 08204 from 2013 - 2020

Below are historical data on refinancing in Cape May, New Jersey and around Cape May county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 53.69% 41.36% 48.00% 52.53% 59.20% 52.94% 53.93% 42.64%
avg refi rate 4.86% 4.55% 3.90% 3.72% 4.54% 4.07% 3.92% 3.92%
% 15 year fixed refinance 30.77% 38.98% 36.00% 38.48% 32.76% 32.49% 34.61% 38.58%
avg refi rate 4.28% 3.86% 3.28% 2.98% 3.59% 3.28% 3.07% 3.15%
Avg credit score 766.38 769.03 767.22 765.84 755.87 757.05 757.04 759.65
Avg LTV (loan to value) 59.09% 59.67% 62.41% 63.12% 67.98% 67.37% 68.10% 64.14%
Avg DTI (debt to income) 32.69 32.59 32.11 32.48 33.75 33.73 34.13 35.28
Avg refinance insurance % 0.59% 1.22% 2.10% 2.70% 4.85% 3.97% 3.70% 2.12%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Cape May, New Jersey 08204

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Cape May, New Jersey 08204, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Ronald Staller

Mortgage Originator

1001 W Brigantine Ave

Brigantine, NJ 08204

(609) 266-1204

rStaller@gateway-funding.com

Chuck Reed

Mortgage Loan Originator

325 East Jimmie Leeds Road

Galloway Township, NJ 08204

creed@homebridge.com

Frank Montufar

Mortgage Loan Originator

325 East Jimmie Leeds Road

Galloway Township, NJ 08204

fmontufar@homebridge.com

Kim Porto

Mortgage Loan Originator

325 East Jimmie Leeds Road

Galloway Township, NJ 08204

(609) 748-3600

kporto@homebridge.com

Thomas Schindler

Mortgage Loan Originator

325 East Jimmie Leeds Road

Galloway Township, NJ 08204

tschindler@homebridge.com

Address

1001 W Brigantine Ave

Brigantine, NJ

Contact

(609) 266-1204

Fax (301) 639-0804

rStaller@gateway-funding.com

Address

325 East Jimmie Leeds Road

Galloway Township, NJ

Contact

Fax (301) 639-0804

creed@homebridge.com

Address

325 East Jimmie Leeds Road

Galloway Township, NJ

Contact

Fax (301) 639-0804

fmontufar@homebridge.com

Refinancing News for Cape May, New Jersey 08204